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Platinum Federal Credit Union
10 followers -
Helping People Afford Life
Helping People Afford Life

10 followers
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NEW ONLINE BANKING COMING SOON!!!!!
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12/29/17
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PFCU 2018 Calendars are here. Pick up your copy from any of PFCU's Branch Location. Email us at memberservice@platinumfcu.org if you want us to send you a copy, till supplies last.
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Choose from 0% Fee with low rate of 2.99% for nine months OR 2% fee with 0% for nine months.
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FAQ for first time Home Buyers presented by PFCU mortgage partners Members First Mortgage (MFM)
https://www.memberfirstmortgage.com/resources/faq
FAQ | Member First Mortgage
FAQ | Member First Mortgage
memberfirstmortgage.com
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What does it take to move a 700 score into the 800’s?
What do they have in common?
1. No public records
2. No bankruptcy in the last 10 years
3. No collection accounts
4. No charge offs
5. No current delinquency
6. No past delinquency
7. Credit history of seven years or more
8. Homeowners for seven years or more
9. Revolving debt (credit cards) 95% available
10. Inquiries are less than three over the last 12 months
11. Unsecured debt of $5,000 or less
12. Oldest trade line is at least seven years old
How can you use this information? Knowing what it takes to score 800 plus will show you what’s keeping you in the 700’s. We want our members to get our very best rates, and helping our members attain their best score will help us achieve this goal. After all that is what credit unions are all about?
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