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ogie dg
9 followers -
Be frugal, invest, be healthy, be happy.
Be frugal, invest, be healthy, be happy.

9 followers
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September Purchases
My September Purchases are as follows with their basic info: 9/3/14 bought  Deere & Co. (DE) 15 shares x $83.31/share + comm = $1257      P/E: 9.35      yield: 2.93%      10 yr div growth: 14.14%      10 yr EPS growth: 10.87%      payout ratio: 26%      S&P...
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Hi J.Money, I only found out about your challenge right now, maybe its not too late to participate in the challenge. I have been trying to minimize my expenses:
Car insurance: savings of $105 savings a month, from full coverage ($140) to liability only ($35)
Cable: $0 savings (I pay $85 per month for internet and cable at TWC, the family loves The Filipino Channel, I can live without a tv)
Cellphone: I am still working on lowering my ATT bill, we currently pay $150 per month for 2 lines, if we can cut it into half, I'll be happy :)
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Hi J.Money, I only found out about your challenge right now, maybe its not too late to participate in the challenge. I have been trying to minimize my expenses:
Car insurance: savings of $105 savings a month, from full coverage ($140) to liability only ($35)
Cable: $0 savings (I pay $85 per month for internet and cable at TWC, the family loves The Filipino Channel, I can live without a tv)
Cellphone: I am still working on lowering my ATT bill, we currently pay $150 per month for 2 lines, if we can cut it into half, I'll be happy :)
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Changing My Habit Saves Me Money Better Than Geico Insurance
Switching to Geico Insurance saves you 15% on your car insurance, But wait, there's more! Changing your day to day habbit can be more beneficial than switching to Geico insurance. Before the start of 2014 I created my  personal goals , and one of those goal...
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Frugalitip: Bring Your Own Baon!
  My breakfast baon, PBJ and free office coffee. Skip the Starbucks to maximize savings! The typical conversation at work when the clock hits 11AM goes something like this: "Whats for lunch?" or  "hey Chris, we are buying at Panda Express or In n' Out or Ch...
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Iphone 6 Half Price Update
So I  pre-ordered the iPhone 6 Plus last week  hoping to make some money off of it on Craigslist and this is my update as promised. First I asked myself, why do I need a new iPhone? For making phone calls, browsing, texting, pictures, video recorder, emails...
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How I Score a Half a Price Iphone 6 Plus
It's not actually free, but here are the steps that I am doing, but first the quick facts: Pre-order date: September 12, 2014 Release date: September 19, 2014 I phone 6 Plus 64mb msrp: $849 (+ tax around 10% sales tax) =  $933.90 If pre-ordered as of this w...
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My Basic Equation to Financial Freedom
   Backyard rice field Philipines To reach financial independence I need hard work, frugality and investing. My equation is this:  (INCOME- EXPENSES)  = INVESTMENT.  I have to maximize my income then minimize my expenses and then invest to DIVIDEND GROWTH S...
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August Dividend
I will start tracking my dividends income. For the month of August I collected: T: $76.39 GIS: $8.20 BX: $58.54 ARCP: $12.69 O: $32.39 AAL: $10 HCP: $13.80 ABBV: $8.53 KMI: $43.54 PG: $29.09 DFS: $4.84 August Total: $298.01 Which all went straight to DRIPs....
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