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Steve Garganis - Mortgage Broker
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WORKING FOR YOU, NOT THE BANKS!
WORKING FOR YOU, NOT THE BANKS!

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Let’s forget about hot and cold real estate markets for a second. I realize that’s hard to do with so many media outlets pushing opinions. But, let’s look at historical trends and patterns that have remained consistent for well over 30 years. The Spring…
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Could 2018 be the year where the pessimists finally get their way? I hate to admit it, but this could be the year where buying a home may not be a good idea. OK, just kidding!!! But after years of seeing countless articles and posts about rising interest…
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Would it surprise you to learn that your doctor uses a mortgage broker? Well, it’s true – doctors use mortgage brokers all the time. In fact, I personally have an extensive list of medical professionals as clients, including family doctors, specialists,…
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Did you file your 2017 taxes on time, yet your NOA is MIA? If so, you’re not alone! I’ve had this happen with a few of my clients… as well as with my own tax return! That’s right! My accountant filed my personal tax return in April… and for months, I…
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With the new interest rate set by the bank of Canada, we may all have to pay a little more. http://ow.ly/nfbb30hRBbq
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Bank of Canada increases overnight rate target to 1 1/4 per cent.
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Read to find out what a new survey has to say about the financial state of Canadians
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Here's our guide showcasing what you can afford with the new regulations.
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The new year has brought with it new policy — a mortgage stress test is now in effect,
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A poll conducted between Dec 10-14 found that 12% of Canadians report consumer debts above $25k and 14% have debts between $10k to $24K+.
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