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Aussie Broker Jon Ward
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Are you thinking about taking out a loan or applying for a credit card this year? Check out 7 things to do to help you improve your credit rating
How to improve your credit rating
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Aussie Broker Jon Ward

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The pressure is now on for the other three big banks, Westpac, ANZ and NAB, to pass on the full rate to its customers. ANZ said it will announce a decision by Friday.

Smaller banks Bank of Queensland, ING Direct and ME Bank all passed on the full 25 basis points yesterday following the RBA’s move. Great news for many, if you haven't already been in contact and now wish to do so, call or email me to arrange a time for us to chat.
TWO of the Big Four banks have acted to pass on interest rate cuts after the Reserve Bank yesterday lowered the official cash rate to a historic low of 2.25 per cent.
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Aussie Broker Jon Ward

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With each day, gives a new beginning, use today as your fresh start and get to where you want to be.
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Less than 6% of Australians, or roughly 1.3 million people, own an investment property, even though property is a national past-time! Here are eight steps courtesy from Realeastate dot com to starting a property portfolio on a solid ground, without losing your mind.
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Aussie Broker Jon Ward

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Find online tools that will add value to either your property investing skill sets, to your portfolio, or both #HomeBuyerTip
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The index shows the proportion of home loan borrowers refinancing over the month was the highest level since that recorded in March 2012!
http://www.propertyobserver.com.au/financing/loans-and-mortgages/39158-jan-8-refinancing-surges-in-december-afg.html
The proportion of introductory loans jumped from 4.9% in November by 0.9% to the December month.
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Happy Monday Morning everyone, and don't forget to be AWESOME!
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Find out the two ways you can get a great home loan with Aussie
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The RBA has just released its statement and it's great news for those paying off their mortgage. Down to a record low of 2.25%, read the full statement here. http://ow.ly/InZTg
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It’s that time of the week again – FUN FACT FRIDAY! We have created a geeks guide to travel infographic for every person that blogs, Instagrams or uses the internet whilst travelling. Take your dream trip at a time that suits you with a personal loan.
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A little something to think about on this fine Tuesday Night
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Personal loans are not just about choosing what to buy; they are about choosing the lifestyle you want to live and making dreams happen. Please call on 0438 623 686 and I can assist in finding the loan that is right for you.
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Have them in circles
170 people
Little Ducklings's profile photo
Ben Everingham's profile photo
Perth Property Appraisals's profile photo
ST Minibus Hire's profile photo
Debt Consolidation Loan's profile photo
Niraj Jhunjhunwala (Jhunjhunwalas)'s profile photo
US Invest Global's profile photo
Financial Advisers Australia's profile photo
Cash 4 Bulgarian Properties's profile photo
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Making Property Finance a pleasure.
Introduction
With over 6 years as key loan advisor in Adelaide for Aussie Home Loans i have developed an extensive client list who are active referrers. My business is growing on this basis in a market where regulation and bank policies are changing in reaction to the GFC.
As an active member of the in house mentoring team i take an lead role in the CPD of new team members.

Making Property Finance  a pleasure. That’s my goal. Whether I am working with first time buyers or experienced investors, new customers or old friends my focus is to ensure that my clients have absolutely the loan that’s right for them.