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Jim Holm
78 followers -
Five decades of insurance experience
Five decades of insurance experience

78 followers
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I recently explored insurance agency "portals" in an article on #PropertyCasualty360   comparing online solutions for agents available today.

Buying small business insurance online is a viable option, but an agent will help you make an informed decision. +Gillian Muessig and I discussed this and other "insurance for start ups" related questions on her webmaster radio program - CEO Coach.

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The government’s definition of “affordability” of private passenger auto insurance = Trouble, Trouble, Trouble

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Fracking is affecting more people, neighborhoods and industries every day. Here is my take on how it impacts the world of insurance. I'd love your feedback, comments and shares.

http://www.enhanceinsurance.com/news/unseen-fracking-insurance-risks/

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I was recently interviewed by Forbes. The battle for sales is a competitive one, and no less in the world of insurance. Do you share my thoughts about keeping the eye on the prize and putting customer service first?

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The sharing economy is being financed by blatantly ignoring risk. NOT a good idea.

http://enhanceinsurance.com/lyft-liability/

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The new “sharing economy” represents a considerable challenge for insurance agents and insurance companies. The losses generated by “ride-sharing for profit” plans such as Lyft, Uber, and Sidecar are seemingly excluded by the private passenger auto policies.  Psuedo bed and breakfast programs that are marketed through AIRbnd would be excluded from the average homeowner’s policy. Yet Lyft has arranged over 1,000,000 rides while AIRbnb has matched over 1,000,000 overnight stays. These programs have attracted huge amounts of venture capital and will be around for years to come. It’s quite possible that a meaningful percentage of people in the United States will take part as drivers and hosts, enough that the standard insurance industry needs to look for ways to facilitate the risk transfer. This blog explores the issue as it impacts agents’ relationships with their customers.
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