I just got an account because of you saying you'll chat on Google+...it gave me the final push to just get one, lol. Anyway, to create a hangout, go to the right side of your homepage. There will be a section that says "Hangouts". Click the 'start a hangout' link. It will open up a new window. It looks like you have to install a plug in to make it work, if you haven't already (the option to install the plug in shows up in the new window; just hit install lol). Then once it's done downloading, it'll load up and recognize your webcam then display it. Then you can choose to turn the cam off, on, mess with sound, etc. If it doesn't recognize your camera right away, it will say so. If that happens, just click the 'refresh' option that will show up, which should do the trick. Then you click the 'Add circles/friends' link, which is located below your own webcam image that will be displayed. Then you just choose your friends/circles/whoever you want to chat with and click hangout.