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Peace of Mind, LLC
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We help real people get rid of debt collectors and get out of debt completely.
We help real people get rid of debt collectors and get out of debt completely.

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The Built-In Bias Favoring Mortgage Banks  By Michael Cormier Staff Writer In these early days of the Trump presidency we’re all getting a refresher course in Government-101. As I write this, the Trump administration is going head to head with the federal…
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When It Comes to Shady Banking Practices, Trust Your Gut   By Michael Cormier Staff Writer Ever get that uneasy feeling in your gut? That “Something’s just not right,” feeling? I’ll bet you have. It may have been the time that car salesman told you the…
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THEFT BY DECEPTION: The Mortgage Shell Game  By Michael Cormier Staff Writer   “The slickest way to lie is to tell the right amount of truth – then shut up.”  ― Robert A. Heinlein This quote by the great science fiction writer, Robert Heinlein, sounds…
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VALID FORECLOSURE? LOOK AGAIN

By Michael Cormier Staff Writer   Knowledge is Power – Francis Bacon   We’ve all heard Francis Bacon’s quote before in some form or other. For centuries it’s been used again and again in speeches and literature. Yet, however it’s used, it always means the…
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A Pennsylvania debt collection firm has found itself in legal trouble after misrepresenting the state’s Filial Responsibility Law. The attorney general recently initiated a lawsuit that accuses Hamilton Law Group of misusing this rule in its efforts to…
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After negotiating with New York’s attorney general for months, the top three credit reporting agencies have reached an agreement that applies throughout the nation. The bureaus plan to enact major changes to the ways that they record late or unpaid bills.…
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A notorious Buford, Georgia debt collector known as Zenith Financial Group has been forced out of business. It was accused of employing highly abusive practices on a regular basis. A state government agency ordered the firm to cease operations, cancel…
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While there are plenty of laws designed to protect consumers from unsavory lending and collecting practices, harmful and unfair collection often goes unpunished.  Banks can and do get away with harming their customers every day — so when one gets caught…
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Debt collectors frequently bother and intimidate people who don’t really owe them money. A stunning court verdict in Missouri will strongly discourage this behavior. The jury decided that Portfolio Recovery Associates must pay an individual almost $83…
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For most consumers, bankruptcy is seen as a last resort — one that is supposed to reset their financial possibilities and allow them to start over again. Bankruptcy is monitored and approved by a court order — and creditors seeking to get around the fair…
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