Do You Really Love Yourself & Your Family?
Most people would say of course I do, why would you ask that question? I want to tell you a story about two dear friends I tried to help, but they Procrastinated and it has now cost them dearly. To protect their identity we will call them Fred & Frank. Several years ago I had talked to them about the Importance of life insurance and the benefits it provides not only for your love ones in the event of their untimely death, but how if they were to experience a Chronic or Critical Illness that they would have Benefits they didn't have to die to use.
I explained to them how if they were to experience a Chromic or Critical Illness that they could take the Cash value of the death benefit to help them sustain their way of life without having to dip into their Savings or worst of all your Retirement Income. They seemed interested, they asked all the right questions and said we needed to get together soon. The thing is soon didn't come soon enough for them. Fred was diagnosed with Prostate Cancer knowing that his father had died from that very exact thing. Now today Prostate Cancer is Very Curable and most men live a long and healthy life. If Fred had taken my advise his Life Insurance policy would have helped him and his family when it came to his Treatment and living expenses. I told Fred that everything would be ok and that I would still be able to help him in the near future. It was tough going but he came through the Cancer treatment with flying colors. The thing Fred wasn't expecting was a diagnosis about a year later with Parkinsonism Desiese. That's a blow that most people just can't fathom. Their again if he would have had the life policy I had told him about he would have been able to use the money from the death benefit and been able to use it anyway he wanted to pay his bills without going into his savings and retirement. Now The Sad Truth is that I can't help Fred at all and it Really Breaks My Heart. The thing is I also hope and pray that his three children see how Precious Life Really Is and the Importance of Life Insurance.
What about Frank? Well Frank didn't take my advise in time either. Like Fred he was a smoker, but seemed to be in pretty good health for his age, till he was diagnosed with Diabetes. He couldn't understand how that could happen being their was No Family History of anyone ever having diabetes. However he did what his doctor prescribed and got his Diabetes under control. At the same time he was diagnosed with Diabetes, he was also diagnosed with High Blood Pressure. A double blow. However he was finally able to get his Blood Pressure under control with about 3 meds twice a day. Now you would think with all of this on your plate you would start to make a life change and start living better by Quit Smoking and Less Stress? Well here is the Kicker, Frank had a Stroke about two years ago, still smokes and has just as much Stress as he ever did. The funny thing is I can get him a life insurance policy, but is Only a Final Expense Policy. He's the lucky one he can still get a policy, as Fred cannot.
The Point is, if You Truly Love Yourself & Your Family, Do The Right Thing and Get a Life Insurance Policy before it's to late. Life Insurance is Very Affordable, it Protects You & Your Family in ways you cannot imagaine. If you don't know of a good advisor and want more information you can always call me. But whatever you do Don't Procrastinate Any Longer.
I hope this story which is True has helped the ones of you make the Right Decision for Yourself and Your Family.