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Gary Fraley
Works at (Owner & Founder) Fraley & Fraley, Sacramento Bankruptcy Attorneys
Attended University of California, Los Angeles
Lives in Sacramento
1,421 followers|33,761 views
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Gary Fraley

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Gary Fraley

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What Happens to My Lease in Chapter 13 Bankruptcy? How You Assume a Lease in Chapter 13 Bankruptcy While this article focuses on land, housing or commercial properties, the same law applies to leased vehicles, equipment or anything else that you have…
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Gary Fraley

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Disabled Veterans and the Bankruptcy Means Test Are you a Veteran considering filing bankruptcy, you may have some surprising help with qualifying to file your case. As part of the changes in the bankruptcy laws in 2005, most people who have income above…
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Gary Fraley

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Can I Lose My Tax Refund in Chapter 7 Bankruptcy? Many people never even consider that their tax refund is an ASSET in their bankruptcy case! Most people count on that little extra tax refund money – to buy a used car, catch up on bills or cover those…
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Hello Ted,

Thank you for the interesting comparison between our bankruptcy laws for  tax refunds and those in Canada.

In the U.S.A. a bankruptcy Trustee will often do a "short year election" to achieve a similar goal.

There is some discussion as to debtors being able to do a short year election as well. As best I can tell, I see no legal reason a debtor in the U.S.A. could not do the same.

That has the advantage to the Debtor that the pre-filing taxes could be paid within a Chapter 13 bankruptcy reorganization. The same would be true in a Chapter 7 where there was significant debts that are non-dischargeable and  there would be non-exempt assets that could be used to pay that debt.

Thank you again for your input
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Gary Fraley

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 Can I Operate My Business In Chapter 7 Bankruptcy? This is a very common question I get when clients come into my office. My answer is always “well maybe, maybe not, it depends.” Not the answer that they want but … Continue reading →
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Gary Fraley

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How Can I Tell if an Attorney is Really a “Bankruptcy Law Specialist?” You have looked for a bankruptcy specialist. The problem is that you find many attorneys who claim to be bankruptcy specialists or that “specialize” in bankruptcy. How can you know the…
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Haw are you
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The Hidden Dragster & Why You Never Lie in Bankruptcy I often have clients ask the same question. I tell the client “sure, you can give the house, car or whatever to your friend/relative for free or $1. The bankruptcy Trustee will be glad to take it away…
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I have been sued! Now what? What happens if I do nothing? In Small Claims Court: There will be a date set for a trial. You can go there and argue your case. If you lose you have a right to have a new trial in Superior Court if you appeal the decision. If…
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Great News for Married Same Sex Couples Who Need to File Bankruptcy!   Gay rights have come a…

Great News for Married Same Sex Couples Who Need to File Bankruptcy!   Gay rights have come a long way over the last 20 years. The perfect example of that is the announcement on February 10, 2014 by Attorney General Eric Holder who said, “It is the…
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Just sorting out how to get the videos up right. 3 trys without intending to have any go up. Technical video genius....not.
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I take it that "Crazy gf" is referring to the crazy GIRLFRIEND. Just wanted it to be clear to people reading the post. I like Forest Hill. In my younger days I actually had an office in the corner of the ForestHouse. Went up on Fridays then stayed up there gold dredging on my mining claim for the weekend.
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Have him in circles
1,421 people
The Law Offices of Lawrence J. Signore's profile photo
Lizbeth Saucedo's profile photo
Alan Tanenbaum's profile photo
chitty charles's profile photo
Bilz Bah's profile photo
asep kmyamaha's profile photo
Akhir Mali's profile photo
Brian Murphy's profile photo
Edward Smith's profile photo
Work
Occupation
Bankruptcy Law Specialist Attorney (Chapter 7 & Chapter 13)
Employment
  • (Owner & Founder) Fraley & Fraley, Sacramento Bankruptcy Attorneys
    Founder & Owner, 1978 - present
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Sacramento
Previously
Stockton - Modesto - Elk Grove - Roseville - Vallejo - Fairfield - Vacaville - Citrus Heights
Story
Tagline
Certified Bankruptcy Law Specialist Attorney Practicing Chapter 7 & Chapter 13 Bankruptcy
Introduction
I believe in the rights of ordinary people. It is my goal to protect those rights.

I have been a practicing bankruptcy law attorney for over 1/3 of a century. In that time I have filed thousands of successful bankruptcy cases. I am one of only about 127 attorneys in California Certified by the State Bar Board of Legal Specialization as a Bankruptcy Law Specialist. I am one of the longest practicing Bankruptcy Law Specialists in the state. I have been teaching bankruptcy law issues and practice pointers to bankruptcy attorneys for many years.

I grew up in Needles California. I am a 1974 graduate of University of Southern California with a Bachelor's Degree in Political Science. I graduated from the University of Los Angeles School of Law in 1977.

My hobbies, passions and loves are my wife Nedra, my kids and grandchildren. I love horseback riding & back country camping. For many years my wife and I were a volunteer mounted Forest Rangers in the Emigrant Wilderness east of Sonora California). As a leader in 4-H I have been involved in 4H youth programs including being a horse project leader. Even though my kids are grown, I still volunteer as a gymkhana horse show judge. My other passion is archaeology. Nedra and I spent the summer of 1973 before we were married at an archaeology dig where we learned to work as a team on everything we do. Nedra is the other Fraley in the firm's name. I have been a Sunday School teacher and Elder in my church.I also taught "Leave No Trace" camping and "gentle stock use" techniques to both youth and adult groups.

I believe that what you get out of life is based on what you put into it. Helping people is it's own reward.

Bragging rights
CA State Bar Certified Bankruptcy Law Specialist since 2001. I have a perfect 10.0 rating by Avvo.com attorney rating service. 35+ years practicing bankruptcy law.
Education
  • University of California, Los Angeles
    Law School (Juris Doctor Degree), 1974 - 1977
  • University of Southern California
    Political Science (Bachelor's Degree), 1972 - 1974
  • Brigham Young University
    Political Science, 1970 - 1972
Basic Information
Gender
Male
Other names
Gary Ray Fraley