Profile cover photo
Profile photo
Christie D. Arkovich, P.A.
6 followers
6 followers
About
Posts

Post has attachment
There a lots of reasons a debtor needs to file a bankruptcy.  However, debtors should be warned that they are likely giving up valuable rights to fight a foreclosure of their home if they do so — unless they reaffirm the mortgage.  Over the last few…
Add a comment...

Post has attachment
Would you know what to do if the Social Security Administration mailed you a letter stating that you have been overpaid and that you owe the government tens of thousands of dollars?  No problem, this oversight can be eliminated in a bankruptcy filing.  My…
Add a comment...

Post has attachment
We have rented out our second conference room as an office and need to sell the furniture by April 1 if possible.  There is an antique oak round table, with two leaves to extend its size, an antique oak bureau and four small chairs.  Two single file…
Add a comment...

Post has attachment
Reports have been surfacing that the Department of Education is kicking borrowers out of Income Driven Plans when they file bankruptcy.  It makes no difference if they are in a Chapter 7 or 13.  It also doesn’t matter if the debtor is current in their…
Add a comment...

Post has attachment
One common problem encountered by caregivers right after they’ve checked in their loved one at a local nursing home or Assisted Living Facility is whether the facility is one that is covered by the elderly parent’s Long Term Care Insurance policy.  Does…
Add a comment...

Post has attachment
If you are in default on a federal student loan, one option to cure the default is to enter into a 9 or 10 month rehab plan to cure the default.  This can be a paperwork nightmare, with the result ending in wage garnishment if you are not careful.  Once a…
Add a comment...

Post has attachment
Ignoring your debtor’s federal student loans in their Chapter 13 bankruptcy can have catastrophic circumstances.  While fixing vehicle, credit card and mortgage debt, you may have inadvertently allowed a debtor’s $100,000 federal student loan to balloon…
Add a comment...

Post has attachment
When a parent reaches the point of needing long term medical or assistive care, sometimes a family member cannot locate the actual policy even if they know a long term care insurance policy exists.  How do you get a copy of the policy?  One tactic used by…
Add a comment...

Post has attachment
One lesser discussed provision of the new tax bill passed at the end of 2017 provides great news for student loan borrowers.  Borrowers who have their loans canceled due to death or disability are no longer taxed for the forgiveness.  This also applies to…
Add a comment...

Post has attachment
There are a ton of people who believed their student loans were discharged when they loans were simply listed in their bankruptcy.  It may have been years before the private student loan companies started to communicate with the borrowers to collect this…
Add a comment...
Wait while more posts are being loaded