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HORIZON MORTGAGES - Tailored Loan Solutions
HORIZON MORTGAGES - Tailored Loan Solutions

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CONVEYANCERS VERSUS SOLICITORS

A conveyancer is a solicitor, but just deals with property, right? Wrong. The two are different, and it is important to have the right one on your team, in order to avoid paying too much while still getting the advice you need.

Buying property is one of the biggest decisions most of us will make in our lifetime – so it’s something you want to get right. Every Australian state and territory has different laws, regulations, forms and taxes associated with purchasing property, so having either a solicitor or a conveyancer will help the whole process run smoothly.

For a straightforward property purchase, a conveyancer can do the job. Their main responsibilities include giving advice and information about the sale of property, preparing documentation and conducting any settlement processes.

Although there is a licensing process for conveyancers, they do not have to be legal professionals. As a result, they are generally cheaper to hire than solicitors. However, they can only provide information relating to property, so if you do have additional legal questions, then you will need to consider a solicitor.

While conveyancers are limited to advising on your property purchase, solicitors can provide you with a wide range of legal advice in addition to your conveyancing needs, and this may be necessary if your property transaction isn’t straightforward. For example if there are other matters that affect the transaction like family law, asset protection, asset structuring, tax law or estate planning, you normally will not be able to receive this sort of advice from a conveyancer.

In a nutshell, if you simply need an expert to guide you through your purchase and require nothing else, then a conveyancer may be a cheaper option, whereas if you need them to do extra legal ‘leg work’ associated with the transaction, you’re probably best off with a solicitor.

If you’re unsure, you can always ask your mortgage broker who can steer you in the right direction and should be able to recommend either a good conveyancer or solicitor
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YOU KNOW YOU'VE EARNED IT

With another busy week rapidly concluding, I still had too many thoughts fighting for attention in my mind, though one seemed to be winning — TGIF. Hmmm, can I say TGIF on a  [.....]

VIEW THIS POST → www.horizonmortgages.com.au/blog-horizon-mortgages/youve-earned-it-car-loan-sydney-horizon-mortgages-sydney-northern-beaches-inner-west
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HELP IS AT HAND FOR FIRST HOME BUYERS OF SYDNEY

We recently had an uptick in First Home Buyers looking for help to enter the housing market. Yep, time for a short post to help clear the muddy waters around first home buying and [.....]

VIEW THIS POST → www.horizonmortgages.com.au/blog-horizon-mortgages/help-for-sydney-first-home-buyers-loan-horizon-mortgages-sydney-northern-beaches
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IT PAYS TO WIPE OUT DEBT

I was a little surprised this week when I had an enquiry for a Low Doc loan. Not simply because it was a Low Doc Loan enquiry, but the conversation that transpired[.....]

VIEW THIS POST → http://www.horizonmortgages.com.au/blog-horizon-mortgages/wipe-out-debt-horizon-mortgages-home-loan-low-document-sydney-north-beaches
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MORTGAGE REDUCING TIPS FOR FIRST HOME BUYERS

I guess as a Mobile Mortgage Broker it's not so strange I found myself thinking about home loans this morning and contemplating our local Sydney real estate market and the [.....]

VIEW THIS POST → www.horizonmortgages.com.au/blog-horizon-mortgages/mortgage-reducing-tips-for-first-home-buyers-sydney
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FIRST HOME BUYER HOME LOAN MAZE

I recently had a request to clarify LVR. It's easy to forget some home buyers may feel a little lost in the maze of banking terms. This lead me to thinking perhaps a quick [.....]

VIEW THIS POST → www.horizonmortgages.com.au/blog-horizon-mortgages/first-home-buyer-sydney-home-loan-information-maze
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