Credit card fraud is a wide-ranging term for theft and fraud committed using a credit card or any similar payment mechanism as a fraudulent source of funds in a transaction. The purpose may be to obtain goods without paying, or to obtain unauthorized funds from an account. Credit card fraud is an intricate crime, which is aggressively prosecuted by authorities. An accusation of credit card fraud can have serious negative consequences for individuals and businesses. If you are facing allegations of bank card fraud, you may be facing jail time and significant fines if found guilty. In addition, if you are a business owner, you may lose what you have worked so hard to build. If you are under investigation for credit card fraud or if you are facing charges of credit card fraud, you need the support of a knowledgeable and experienced Houston White Collar Crimes Lawyer.
Credit Card Fraud is rather common all over the United States, as is the prosecution rate for such crimes. Any form of credit card fraud or abuse — even the possession of someone else’s credit card with the intention of committing fraud or theft — can be charged as a felony and lead to jail time and significant fines upon conviction. Whether you are accused of “borrowing” a friend’s Visa to pay for gas or you actively opened an account in someone else’s name and engaged in thousands of dollars of purchases, if you have been charged with fraud then you need experienced legal counsel.
It is possible to simply be accused of credit card fraud or for there to be circumstances in the case that constitute reduced charges, which means reduced penalties. No matter the case, it is important to have a Houston Credit Card Fraud Attorney to help you from the time you are accused until the end of the case.
If you are investigated for a credit card fraud crime in Houston, do not discuss anything with detectives. Even if you believe that you are innocent of the accusations or think that you can simply “explain what happened” so that the the problem is resolved, it is not wise to say anything to an investigator. Always insist on talking to an attorney first. If you have been arrested for Credit Card Fraud in Houston, TX, take fast action with a skilled and resourceful Houston Criminal Lawyer. Contact the Charles Johnson Law Firm immediately anytime night or day for a free phone consultation at (713) 222-7577 to discuss your case.