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Expat Financial Cents
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Expat Financial Cents

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An excellent summary. We're definitely keeping an eye on the BRIC markets.
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Expat Financial Cents

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Increasing annuity rates, however small are good news for pensioners. However, the key thing as always is to shop around.
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Expat Financial Cents

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It is important to remember that these changes do not affect people who joined schemes before they were removed from the list. However, if you do have a Guernsey or New Zealand based QROPS, I strongly recommend that you contact your financial adviser for an update if she/he hasn't already been in touch.
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Helping British expatriates make "cents" of their money and investments
Introduction
As an experienced and UK FSA qualified financial adviser (IFA), I have been advising British expatriates on their investments (onshore and offshore) for the past 11 years.

The aim of this page and my Expat Financial Cents blog is to use that experience and knowledge to provide a store of unbiased information that you can access in order to make the most of your finances.

Areas that I have covered (or will cover) include: wills, the UK state pension, national insurance contributions, Qualifying Recognized Overseas Pension Schemens (QROPS), Self Invested Personal Pensions (SIPPs), general expat financial planning, offshore investments, school fee planning, university fee planning, investing in gold, exchange traded funds (etfs), financial planning for expat spouses, general retirement planning, life insurance, health insurance, issues affecting expats returning to the UK, issues affecting expats leaving the UK, permanent health insurance/income protection benefit, critical illness cover, permanent disability insurance, portfolio bonds, insurance bonds, time apportionment rules.

I will also attempt to provide timely updates on issues relating to the financial institutions that expats often use, such as: Hansard, Generali International, EEA Life Settlements, Castlestone, Man Investments, LM, Royal London 360, Zurich International, Friends Provident International, Premier Diversified Property, AES International, DeVere and Partners, Royal Skandia, Globaleye, Spectrum, Blacktower.