About 5 years ago, I had a successful virtual assistant business with over 30 re-occurring clients. It was a lot of work, but it was great. In 2008, one of my top clients decided that they wanted me to work with them exclusively and was willing to pay the high bill to have such a privilege. That was even greater! So, I essentially closed my business and became and independent contractor. The work was challenging and interesting, my work hours were flexible and I was well paid.
Then 2009 happened, my major client was a financial services agency. You all know what happened to businesses in the financial sector in 2009, right? Sad day for me.
Then the housing bust happened which affected my landlord's finances, but allowed my husband and I the chance to purchase the house we were renting (it is a really nice house guys). To top if off, my sister (who was living with us at the time) was diagnosed with stage-4 cancer. Everything was falling apart, and everything was whirling like a whirlwind at the same time.http://telecommutingmillionaire.blogspot.com/2014/04/I-wanna-kick-myself.html