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“We would drive around neighborhoods and he would point out houses,” chattering about curb appeal and prices, Sara Stevens said. “I’ve heard about this my whole life. In my head, I always figured at the age of 27 or 28 I’d buy.” She can, but hasn’t.
David Stevens, chief executive officer of the Mortgage Bankers Association, has spent his career lauding the merits of homeownership. One person still isn’t buying it: his daughter.
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"Vancity’s 'Fair & Fast Loan' is offered to its credit union members in amounts up to $1,500, and borrowers can take up to two years to pay back the loan, rather than the traditional two-month term of most payday loans, allowing a credit rating to be built up."
B.C.-based lender meets traditional credit unions and cash-advance shops half way
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With all the statistics, surveys and reports about Gen X  and Millennials' likes and dislikes, CU Times decided to ask a few people from each generation what they look for in a bank and what they expect from potential employers.
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Wishing everyone a happy and safe 4th of July!
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Credit Union Times

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NCUA Chairman Debbie Matz said the NCUA will likely reduce the risk weights on five specific asset classes in its final risk-based capital rule.
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Happy Friday!!
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Have them in circles
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Hoping you squeeze as much fun into the weekend as possible! Happy Friday!
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"With Square Capital,there is no application process, and businesses get their money as soon as the next business day."
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"Traditional credit scores use one type of data, transactional data, and it is backward looking. They are reporting on something that has already happened. It always assumes the future will look like the past and humans don't operate in a straight line." ~Zaydoon Munir, founder/ CEO of RevolutionCredit, which uses online finance crash courses to help lenders better determine a person's creditworthiness.
A better credit score may eventually be just be a few mouse clicks away.
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"Every credit union needs to embrace mobile technology as a tool to reach a larger audience." ~ Fredda McDonald, evp and chief creative officer at PSCU
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"As far as banks go, Capital One's design team is relatively cutting-edge. The company has adopted design thinking as a mantra, and has introduced some fairly forward-thinking features into its online banking platform--from a simple, gesture-based password system in its mobile app to the ability to delve deeper into your past purchases to the GPS location where they were made."
Daniel Makoski--founder of Googles Project Ara modular phone--is leaving to work at Capital One. Heres why.
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"When you look at the grass roots participation of all of the boys and girls playing soccer, the average age of Major League Soccer fans, (34), the new ($720 million) MLS television deals with ESPN, FOX and Univision, we are the sport to drive with now.” ~ Tim Hinchey, president of Major League Soccer team, the Colorado Rapids. 
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Thank you, +Credit Union Times! Great article!
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Established in 1990, CU Times is the credit union community’s leading news source. We set the standard for credit union journalism excellence and attract more paid advertising than any other credit union media. Respected. Connected. Committed.

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