Profile cover photo
Profile photo
Ghana Home Loans Limited
62 followers -
Mortgage Financing - The Mortgage Specialist
Mortgage Financing - The Mortgage Specialist

62 followers
About
Posts

Post has attachment
Home -
Home -
ghanahomeloans.com
Add a comment...

SUCCESS STORIES 

Judith Seutaah of Ghana Fire Service

Age: 41 yrs.
Occupation: Assistant Station Officer (Ghana Fire Service).
City: Accra.
Are you living with any relatives: I live in the property with my husband and 2 children.
Loan Amount: $21,400.00
Purpose of loan: Purchase of primary residence.
Details of property: The property is a 2 bedroom detached single storey house developed on a land size of 0.08 acre. Accommodation details include 2 bedrooms, living and dining area, kitchen, lobby and sanitary areas. It has a gross floor area of 90.43 square meters with walls, roof and floors built of sandcrete blockwork, aluminum roofing sheets and ceramic tiles respectively.
What difference has the purchase made in your life? My life is better now that I own my own place. We have our peace of mind and don’t have to deal with any landlord.
Special quote from the owner: “I have not regretted buying the house because I think it is a good investment. I would encourage anyone who wants to buy a house to go to Ghana Home Loans. I will advise them not to waste their money and time buying lands to build on because some of the lands do not have good title”.
Add a comment...

DEVELOPERS' SEMINAR AT AFRICAN REGENT HOTEL

Ghana Home Loans has held its annual Developers Seminar at the Africa Regent Hotel. The annual seminar which brought together over 100 real estate developers across the country was also attended by representatives from Shelter Afrique, a Nairobi based pan-African housing finance company owned by the African Development Bank.
Speaking at the seminar, the Chief Operating Officer of Ghana Home Loans, Kojo Addo-Kufuor presented an overview of the company indicating that although the year 2012 started on a shaky political and economic note, Ghana Home Loans has managed to disburse over $95mm in mortgages to over 1,300 clients across the country since its inception in 2006. In his presentation, Mr. Addo-Kufuor added that Ghana Home Loans is very passionate about its ambition to make the dream of the average Ghanaian to own their dream a reality. This ambition according to him has translated in the company’s ability to marshal over $120mm in long-term funding ranging from 10-20 years. Adding that, the company could not have achieved this without the support of real estate developers and other players in the building industry. Ghana Home Loans is proud of strong bilateral link it has with all active real estate developers and hope that this will be reciprocated for the mutual benefit of all, he added.
Mr. Kojo Addo-Kufuor also highlighted the increased growth in residential properties from private vendors from the year 2010 to 2012 as one of the major contributors in bringing in business to the company. He allotted this to the fact that prospective home-buyers were in search of readily available properties which developers are unable to supply due to lack of funding. He charged developers to take advantage of institutions such as Shelter Afrique to access long-term construction funding and also commit themselves to delivering properties on time and to the required specifications.
Mr. Ellis Atekpe, the Head of Mortgages, also gave insight into Ghana Home Loans’ newest Land Purchase Mortgage. He explained the nature of the product as one specifically designed to meet the changing needs of applicants who wish to acquire serviced plots for residential purposes. The two-in-one nature of the product allows prospective applicants to access a construction loan from Ghana Home Loans to build their dream house.
A representative from the Business Development Department of Shelter Afrique, Mr. Zachary Munene also touched on how developers can access construction funding from the institution. Mr. Munene said the company has approved over $600mm in 44 African countries for both residential real estate development and related infrastructure.
The seminar was culminated with the presentation of special awards to Devtraco Limited, Dream Homes Ghana and Mayfair Estate Limited for their business to Ghana Home Loans for the year 2012.
Add a comment...

DEG FINANCES GHANA HOME LOANS

12th October 2012, Accra: Today, DEG - Deutsche Investitions- und Entwicklungsgesellschaft mbH (DEG), signed an agreement to provide a US$10 million senior loan to Ghana Home Loans (GHL), Ghana's leading mortgage financing company. DEG's senior loan will contribute to the growth of GHL's origination capacity and thereby increase access to mortgage financing by individuals and households in Ghana. Andreas Voss, DEG's Regional Director, said "A key goal in Ghana's policy-making is to encourage the growth of the formal private sector to mobilize capital for development and increase of housing stock. The lack of adequate mortgage financing has created gaps in the housing sector in Ghana. GHL estimates that the potential mortgage demand based on households without homes, but can afford to acquire one, is close to $2 billion. DEG's financing will contribute to meeting this demand gap. Ghana Home Loans has exhibited a tremendous track record as an institution committed to the housing sector in Ghana, not only through the provision of financing opportunities, but also educating consumers on mortgages through its weekly mortgage clinics, and holding periodic sessions to bring Real Estate developers and potential Homeowners together."
Dominic Adu, CEO of Ghana Home Loans, said "we are exceedingly pleased to have DEG support our operations and our vision of making home ownership easier and a reality for low to middle income earners. This $10m facility should lead to over 300 households and potentially 1,500 people being proud owners of their homes. We look forward to a mutually rewarding relationship in solving the housing problems that beset the many decent and hardworking people of Ghana".
About Ghana Home Loans : Ghana Home Loans is the market leader in mortgages and the only specialist home finance company in Ghana. Established in 2006 by three Ghanaian promoters and a team of world class financial institutions, the company has already provided financing to over 1,500 households totaling $90m for the acquisition, construction and improvement of homes across Ghana. In recognition of this, it was awarded the 5th place in Ghana Investment Promotion Center (GIPC) Club 100 of prestigious and leading companies in Ghana.
About DEG : DEG, a subsidiary of KfW, is one of the largest European development finance institutions for long-term project financing. For 50 years, DEG has been financing and structuring the investments of private companies in developing and transition countries. DEG invests in profitable projects that contribute to sustainable development in all sectors of the economy, from agriculture to infrastructure and manufacturing to services with special emphasis on exported oriented and employment generating projects which are environment friendly. DEG also focuses on investments in the financial sector in order to facilitate reliable access to capital. To date, DEG has worked together with more than 1,700 companies with financing commitments of more than EUR 13 billion and has a staff of 457 spread over 13 regional offices and supported by around 70 KfW offices worldwide.
Add a comment...

Post has attachment
Ghana Home Loans, the mortgage specialist company, has announced the release of a Mortgage Borrower Education Video. The 75 minute video, which is released in DVD format  and available free of charge at Ghana Home Loans provides a detailed explanation of the mortgage product and how it can be used to achieve home ownership.
Commenting on the release, Kojo Addo-Kufuor, the Chief Operating Officer of Ghana Home Loans said the video was further evidence of the company’s absolute commitment to encouraging home ownership in the country.
He said since 2006, the company had regularly organized mortgage clinics, housing fairs, public seminars and other events to enable prospective applicants to further understand the mortgage product and plan towards home ownership. Mr.Addo-Kufuor observed that the combined effect of those efforts had been quite positive and made Ghana Home Loans the industry leaders and the most trusted name in mortgages. He said inadequate market education and lack of supply of housing units were the major challenges that the company was keen to address. He said the borrower education video was an exciting addition to the Ghana Home Loans market education campaign since it deployed technology in order to disseminate the message.
“After the prospective mortgage applicant has spoken to our staff about how to qualify for a mortgage, they shall receive a copy of the video to continue the education process in the comfort of their homes” he said. Mr. Addo-Kufuor added that the video was also offered on “YouTube”  via a link on the company’s website, www.ghanahomeloans.com. “Non-resident applicants and others who live outside Accra can therefore watch the entire borrower education video on the internet via YouTube before contacting Ghana Home Loans”.
Since 2006, Ghana Home Loans has raised over $100m in long term funding to provide residential mortgages to the Ghanaian market.
Home -
Home -
ghanahomeloans.com
Add a comment...

Post has attachment
Property Type: 2 Bedroom Semi-Detached.
Location: Krispol City, Kasoa
Price: GHS 75 000
Contact:  Charles Danso, Servicing Team Ghana Home Loans
Phone No::  +233 302 770 522
Photo
Add a comment...

Post has attachment
Property Type: 9 bedroom apartment.
Location: Dansoman Housing Estate.
Price: USD 550,000
Contact: Serwah on 0243 537 499
Photo
Add a comment...

Post has attachment
Property Type: 11 Bedroom with 2 Living areas & 2 Storage Units.
Location: Gbawe Gonsee
Price: GHS 370,000
Contact:  Charles Danso, Servicing Team Ghana Home Loans
Phone No::  +233 302 770 522
Photo
Add a comment...

Post has attachment
Property Type: 3 Bedroom Detached
Location: East Legon
Price: UDS 75,000
Contact: Angela Targbor
Phone No::  +233 202 029 602
Photo
Add a comment...

Post has attachment
Property Type: 6 Bedroom Detached-House
Location: Trasacco Valley
Price: USD 850,000
Contact: Anang 0277 326 503
Photo
Add a comment...
Wait while more posts are being loaded