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Are you beating the January blues and shopping around for your summer holiday? Check out the best - and worst - value destinations this year...

http://www.telegraph.co.uk/finance/personalfinance/consumertips/10561255/Cheapest-destinations-Holiday-pound-stretches-furthest-in-Bali-and-Algarve.html
Swings in the pound and local price changes makes Bali the cheapest destination with the Algarve best value in Europe
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From slow cookers to £90 for an old phone. We set out 50 ways you can save money in 2014
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Do you tip your postman or binmen? Is this to save money or a generation gap?

http://www.dailymail.co.uk/money/bills/article-2524513/End-Christmas-tipping-More-half-dont-postmen-binmen-milkmen.html
Just over a fifth of people tip their hairdresser, while postmen are the next most like trade to receive a festive tip (22 per cent) followed by binmen (15 per cent).
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The Government has decreed younger generations will work longer before claiming a pension. Luke O'Mahony, 26, will have to work until he is 70 - unless he follows our plan.
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Buying presents online? Make sure you know how to protect yourself
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Do you like speaking to a real person in branch or would you be happy to do your banking with computers?

http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10468109/How-your-bank-could-look-in-five-years-time.html
A technological revolution is under way in banking, with computers lined up to replace humans in branches
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Use our table to find the exact date you are expected to be given a state pension, following reforms
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Notes that will take a spin in the washer to be introduced in 2016!

http://www.bbc.co.uk/news/business-25427663
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Would you judge your success by your possessions? Do you find yourself more stressed now than before the recession? 

http://www.telegraph.co.uk/finance/personalfinance/10513756/Britons-emerge-from-recession-less-materialistic-but-more-stressed.html
British ranked among the least materialistic nationalities in the world, according to a survey of attitudes among 16,000 people across 20 leading countries
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Would you benefit from a "Social Supermarket" in your area?

http://www.bbc.co.uk/news/business-25264865
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Argos ditches traditional collection counter, laminate catalogues and pledges to serve customers within 60 seconds
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People
In their circles
111 people
Have them in circles
192 people
June Gaynor's profile photo
Monika Musik's profile photo
Graeme Hogg's profile photo
Lisa Rowsell's profile photo
Tudur Roberts's profile photo
Jason Row's profile photo
Annaloa Hilmarsdottir's profile photo
bella smyth's profile photo
Gabby Evans's profile photo
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No Credit Checks | Current Account | Prepaid Card | Basic Bank Account | Guaranteed Acceptance
Introduction
CardOneBanking offers an exciting online current account and is open to everybody (subject to identification, you must be at least 18 years old and a UK resident). Even with bad credit you can get a current account with a prepaid MasterCard ® card!

We'll help you manage your money so you can keep track of your payments or standing orders. Even if you can't pay an item, we won't charge you a rejected payment fee and we will let you know in good time. We'll ensure all your bills are paid on time and even give you a CardOneBanking Prepaid MasterCard to keep control of your day to day spending. A basic bank account alternative!