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This is great information for #FirstTimeHomeBuyers who are ready to buy a house. You want to get the best deal, I've never had anyone tell me they want to pay MORE for a mortgage than someone else.  But remember - you are going to get what you pay for.  Mortgage Lenders are NOT created equal.  Ask a Realtor for a Referral.
 
Do you know how to shop for a Mortgage Loan? Here are some great tips for NC #FirstTimeHomeBuyers http://ncfhaexpert.com/va-loans/how-to-shop-for-a-loan/
How to Shop for a Mortgage Loan involves asking the right questions, there's more to it than just getting a mortgage rate quote. Fees and Closing costs
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This is good news for the housing market in  #Oregon  
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Great information about how to get the Best Mortgage Rates
 
Looking for the BEST Mortgage Rates  
Then you need to know what questions you should be asking, especially if you are looking for Cary NC Mortgage Rates - and you are a First Time Home Buyer - I think of it as a process, similar to picking out SHOES!   #BestMortgageRates   #firsttimehomebuyerloans  
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Beautiful National Parks in Oregon now open - that's good news! #Oregon  
 
America's National Parks are set to reopen now that the government shutdown is over. Now that's some good news!
http://www.destination360.com/travel/national-parks/national-parks-by-state
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Great Question from +Eleanor Thorne - when you graduate, do you have to wait 2 years to buy a house?  As it turns out, you don't!
 
"Do I have to Wait 2 Years To Buy A House?"  One recent college grad asked this over the weekend.  If you get a job within your field of study - it shouldn't be a problem.  If you get a job that has Commissions, you might have to wait longer #firsttimehomebuyer  
How Can I Get A House With A New Job | Because you've been in school you are now working in that field underwriters consider that "within the same field."
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Great Tips - Thanks for sharing this information! +Rebekah Radice 
 
The Small Business Guide to Social Media Mastery

Link to article: https://placester.com/real-estate-marketing-academy/infographic-the-small-business-guide-to-social-media-mastery/ via +Placester 

Pin the Infographic here: http://pinterest.com/pin/526076800193001710/

Let's face it, social media marketing isn't a fad and it definitely isn't going anywhere. More and more small businesses are leveraging its power. Are you?

Use social media to ask questions, build buzz and get the conversation around your personal brand started!

Here's how:

1. Pick your network - you don't have to be everywhere and everything to everyone!
2. Choose the best times to post - This varies dependent on channel, so pay attention to your analytics and know when to share your very best content.
3. Know your "WHY" - Know why you are using social media to market your business and what your end goal is. 
4. Know Your Audience - Understand the needs of your audience and what information they're looking for. Social media is about meeting their needs in real time!

#infographic   #socialmediatips   #socialmediamarketing  
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Thank you for passing it along +The Alba Group!
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These are beautiful hardscapes for outdoor living!  Which one would you choose for your Oregon Home?
 
Which outdoor fireplace would you choose for this secluded property?

1. http://zlw.re/6262mvZC
2. http://zlw.re/6264mvw6
3. http://zlw.re/6266mvw8
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FHA Loans are great for those who need some Common Sense Underwriting - low down payment requirements.   #FirstTimeHomeBuyerPrograms  / Thanks for the details +Eleanor Thorne 
 
FHA Loans have Common Sense Underwriting! You CAN Buy a house in #Wilmington http://ncfhaexpert.com/fha/fha-compensating-factors-high-ratios/
FHA Compensating Factors for High Ratios, a requirement for home loan approval includes looking at Total Debt Ratio, Compensating Factors make it easier to qualify
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You can't beat the Ocean shots you can take from Oregon in the fall!  Thanks +Cal Mukumoto 
 
Bandon by the Sea in Oregon  is a great place for photography; Sea stacks and sunsets...
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Wouldn't it be fun to park your golf cart here each day?  Great views of #Medford  from the porch!  
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What a great story about the Oregon Zoo!
 
Last week, the +Oregon Zoo invited a group of vision-impaired children to get up close and personal with Amur tigers Nikki and Mikhail during their routine physical exams. The kids had a chance to feel plastic-y whiskers, coarse fur and razor-sharp claws while the mega-predators were fast asleep. Check out the Wall Street Journal for a video, slideshow and article here: http://on.wsj.com/18zNdbi. Special thanks to our wonderful vet staff and the Columbia Regional Program for making this memorable encounter possible.
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What's your favorite?  We don't have many in #Oregon that look like these!
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Hard working Real Estate Team in Medford, Oregon
Introduction
Looking for Southern Oregon real estate?

You’ve come to the right place! The alba group has a proven track record helping: Buyers, Sellers, Investors and Builders.

Buyers:

  • Unique access to Best Buy properties before they hit the market
  • Access to a Free List of Foreclosure Properties
  • Superior Buyer representation on bank-owned (REO) properties so that you win
  • Large network of buyer service providers
View our Listings Now!

Sellers:

  • Unsurpassed knowledge of today’s market
  • Pricing strategies that work today
  • Unequaled marketing and exposure

Distressed Properties:

We can help sell your home even if you:

  • Have missed payments
  • Are facing foreclosure
  • Owe more than the home is worth

There are ways to avoid foreclosure, and we may be able to help! If you or someone you know is in trouble with a property, it is important to speak with us as soon as possible.

When we say “just better real estate” we mean it.
Call The Alba Group today!

541.973.8973