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Karen Marie
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Karen Marie

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In honor of International Women's Day, KIVA has 4,000 free $25 trial loans available for people who sign up today. If you have ever considered signing up with KIVA, this would be a great day to do it. You can create an account and a loan is made. At that point, you have the option of making a loan of your own, or not. Either way, with your account creation, a woman is getting one of the free loans sponsored by skin-care company, Dermalogica.

I have made 17 loans through KIVA thus far, and all of my loans have been paid back on time. The same money is lent over and over again. My $25 is joined together with many other people's $25 loans to make loans of hundreds of dollars to women in severely impoverished countries around the world. I choose who to loan money to, as can you. Use the link below to access the free trial loans available today. Once you have signed up, you will have the option of creating a loan of your own, if you want to do so. You can visit my lender page here: http://www.kiva.org/lender/karenmarie to see my loans and their current payment status. I am glad to answer any questions, if I can. I currently have 4 loans outstanding, which are being paid back on schedule. It really is an easy, affordable and great way to help women everywhere.
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Pascal Terjan (CMoi)'s profile photo
 
I have made 181 loans so far (over 3 years)!

Until few months ago I could say that they all add been paid back, but one field partner in Afghanistan defaulted and I lost a bit of money in 2 loans. Still, I have lost a total of $14.02 out of $4,550.00 which is really not much :)

http://www.kiva.org/lender/pterjan
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Karen Marie

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I have no additional information regarding this press release.
- - -
"WIKILEAKS PRESS RELEASE
EMBARGOED EMBARGOED EMBARGOED
DO NOT DISCLOSE THE EXISTANCE OF THIS RELEASE
OR ANY INFORMATION DERIVED FROM IT BEFORE
Monday 27 February 00:01 GMT 2012"
LONDON--Today WikiLeaks began publishing The Global Intelligence Files – more than five million emails from the Texas-headquartered "global intelligence" company Stratfor. The emails date fr...
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Karen Marie

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How companies and countries can win in the digital economy
A good read if you like polished reports with slightly provocative points and broad yet reasonably actionable recommendations

BCG (strategy consulting) just released its "Digital Manifesto" (a 10-page article). A nice overall recap on a known theme (information about business is becoming the key business asset) with interesting nuggets, e.g.
- The US is a second tier internet economy (a "player", not a "native" like the UK or South Korea)
- Small businesses with high use of web technology grow 7 times faster than small businesses who don't

The web version requires a subscription for full access. The pdf version should be available to anyone with the link https://www.bcgperspectives.com/Images/BCG_The_Digital_Manifesto_Jan_2012_tcm80-96476.pdf
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Karen Marie

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What is your first reaction to this 10 second video clip?
Please only post your first reaction. If you have any thoughts about your first reaction, feel free to include them.

(edit: this link goes to a photo album here on G+ and shows a short 10-second video. The link is safe. I am editing my post to include this info because my linkage doesn't give any indication as to the safety of the click. My apologies for any concerns. I am quite curious about initial reactions to it, though, so if you have a moment, please take a look and leave me a brief note.)
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Dan Kelly's profile photoBill DeWitt's profile photoWayne Radinsky's profile photoMeilani MacDonald's profile photo
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+Dan Kelly, the person picking up the bike might have been trying to get it out of the way so no others would crash. Maybe not so much thinking about the bike but about preventing it from causing other wipeouts.
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Karen Marie

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Looks like fun. :)
Everyone has a question. What's yours?
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Karen Marie

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Finland shows us that high incarceration rates and tough prison conditions do not control crime, nor change crime rates. A harsh justice system based on retributive justice is unnecessary and inhumane. If a nation wishes, it can send few offenders to prison, and make those prisons humane, without sacrificing the public's safety. For those interested in building a less punitive society, the benefits of such an approach are obvious. And, there are also more quantifiable returns. 

Consider the number of people imprisoned per 100,000 of population:
Finland: 52 per 100,000
Canada: 119 per 100,000
USA: 702 per 100,000

Is this because the citizens of the USA have more naturally criminal citizens? Or is there something else worth considering here? Finland's smaller prison population has saved the country's taxpayers $200 million over the last 20 years. Then there is Finland's bounty of time and potential. About 6,500 years of human life was saved from incarceration. Some 40,000 people avoided prison altogether. Finland's reforms meant that this time was instead spent with families and communities, a contribution whose value is surely great, if incalculable.

If we lowered our number of incarcerated citizens to 52 per 100,000 and the crime rate remained the same, how many billions of dollars would be saved? How many children could be educated? How many people could have decent healthcare? How many homeless people could be homed and re-established to provide for themselves? How many tax dollars would remain in each citizen's pocket? 

Only 30 years ago, Finland had 200 people per 100,000 incarcerated, but they looked at their other Scandanavian neighbors, and then looked at other countries using systems like their own (Russia and Poland) and decided to make a drastic change. The people of Finland decided they wanted a humane justice system. And, they wanted to save money spent on incarcerating such a high number of their citizens. They stopped worrying about how hard the change was going to be to implement and started worrying about creating a sane society. They admitted, based on evidence, that harsh punishment and long incarcerations didn't solve problems in a society. In fact, harsh punishments, horrid prison conditions and long incarcerations didn't change the crime rates at all. 

(Of note: Repeat, serious, violent offenders with a high likelihood of committing new violent crimes can be held until they are determined to no longer be a threat to the public. They are likely to never be released. There are less than 100 in all of Finland.)

In the end, the Finland experiment demonstrates that a harsh justice system does nothing to inhibit crime and only serves to satisfy the inhumane desires of those supporting a harsh system. I would profer that it is just as criminal for a government to maintain 702 citizens per 100,000 behind bars, and to pay private corporations billions of taxpayer dollars to house, feed and care for them.
reconsider:tidbit WHY FINLAND IS SOFT ON CRIME Author: Dan Gardner In a classroom thick with wigs, sinks and barber chairs, a man sprays waterthrough a woman's sudsy hair and works his fingers careful...
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Meet Jackson, (alias Jack, Zach, Jack-O), our newest little foster pup. Jackson is looking for a home with a fenced yard and, hopefully, his own boy or girl to run and play with. Grown-up boys and girls would be fine as well, as long as they like to romp and play a lot. Transportation can be arranged to just about anywhere in the USA, to the right people.

My name is Jackson. I am a super playful, extraordinarily smart 5 month-old male Jack Russell Terrier. I have had all my shots, am already neutered and dewormed. Karen Marie says I am smarter than a whip. She tells me something one time and I remember it forever more. I am completely house-trained (yay for me!) and am learning how to walk on a leash right now. I like to go for rides in the car and love playing with other medium size and larger dogs, as long as they are friendly. I can play for a long time, so I need a fenced in yard where I can play, play, play. I would not be happy in an apartment or condo.

I know how to fetch and will bring the ball back, no problem-o !! Just so long as you throw it again. I haven't chewed anything up I am not supposed to, so everybody at my foster home is happy, happy, happy with me. I cuddle up on the sofa with Andy and Karen, right next to my friend, Kela, and sleep contentedly for several naps each day. Right now I like to sleep at the foot of the bed, but could probably be trained to sleep on a nice soft, warm doggy bed if someone didn't like me up on their bed with them.

I promise to bring lots of love to my new humans, whoever they may be. If you think you might like to adopt me, just let Karen know. My adoption fee is $100 which covers all my shots and neutering. I am going to hate leaving here, but would really like to get to my forever home soon. Are you the right humans for me?
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Karen Marie's profile photoNathan Fong's profile photo
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Well congrats on a successful foster!

We did find our first foster a good home. But then our second foster "went perm," so I guess we're retiring from fostering for now. Thomasina is older, and was a rescue through a cats with diabetes network, so we never really tried to adopt her out.
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Karen Marie

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Great TED talk on bonobos. The researchers would use chalk to write on the floor to make a list of the symbols one of the female bonobos used. The bonobo took it upon herself to begin using chalk to draw the symbols, thereby communicating in written language without being taught. Bonobos only need to see someone doing something and then, if they are interested in it, they will go about figuring it out. The videos within this short TED talk are pretty amazing.
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Robert Ando's profile photoRyan Goodwin's profile photoMarie Doucette's profile photoBrian Morris's profile photo
 
More people need to know that bonobo are our closest kin. I didn't know that for a long time even though I am a biologist/microbiologist.
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Karen Marie

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Millions of Americans oppose SOPA and PIPA because these bills would censor the Internet and slow economic growth in the U.S.. Two bills before Congress, known as the Protect IP Act (PIPA) in the Sena...
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Karen Marie

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An electron micrograph of a blood clot.
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Treehugger. Writer. Omnicurious. Sleep Snob. Neuroscience Junkie. Foodie.
Introduction
Traveler, there are no paths. Paths are made by walking.
~ Antonio Machado

Currently, I am passionate about research and theories on the origins and function of consciousness. Small talk sometimes makes me squirm, but I can do if it is necessary. As I grow older I find I am less and less tolerant of people whose minds cannot flex. Indie film fan. Lover of writing and the written word. 

I like thinking and learning about the underlying origins of everything--the cosmos, matter, consciousness, ego, brains, photons, violence, empathy and genetic code. I could go on. 

I like comparing notes with others who find this exciting. 

I also participate in a flash mob, play tennis, do animal rescue, knit cool stuff and collect pretty rocks found in high up places to which I hike. 

I love exploring the overlay of consciousness in relation to other fields: neuroscience, anthropology, biology, creativity, psychology, philosophy, religion, social sciences, physics, cosmology, art, literature, astronomy, intelligence. I am also highly intrigued with Time. 

Philosophy of mind and philosophy of perception are two topics I passionately follow, think about, write about, explore and discuss.

"An intellectual? Yes. And never deny it. An intellectual is one whose mind watches itself. I like this, because I am happy to be both halves, the watcher and the watched. ‘Can they be brought together?’ This is a practical question. We must get down to it. ‘I despise intelligence’ really means ‘I cannot bear my doubts.’"
~ Albert Camus
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