For all you lovers of Obamacare touting that healthcare premiums won't go up... I insure my son, and me. I have never used my healthcare plan and have had it for almost 2 years now. My son has only ever used it for well-baby check-ups (as he is under 2 years old). I have been paying 126/month and this month I will pay 140. Glad to see that this fantastic system is only going to be bringing prices down because of all the benefits!