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Asha Francis
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Asha's posts

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Hating your Debt is Counter-Productive
As I discussed in my last post , debt comes in several different forms and guises and each person takes on debt for different reasons and in different ways. Each person's debt story is different and because of that there is no one universal approach to debt...

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Getting a Better Understanding of Debt
Most people come to the point of realising they need a change in their financial habits only when they are suddenly faced with a mountain of debt that they are struggling to repay. For the most part, we have as a society become comfortable with carrying var...

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Setting Goals
I feel this topic leads naturally on from my posts about making decisions and paying attention to your passions . Once you uncover and prioritize your passions then you need to crystallise your plan of action. Goal setting is best used for short term, and t...

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5 Quick Tips for Making Decisions
Making decisions is an inevitable part of our lives. We are called upon constantly to give an opinion, to make choices and to pick a plan of action. Indecisiveness and worry can make decision-making a very painful process; this can lead to missed opportunit...

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Linger in the Space of Celebration
The end of the year is upon us and this is a great time for planning ahead for the New Year. I have been doing that myself making a yearly budget and taking time out make intentions for 2015. I found that I was caught up with making plans for 2015 that I wh...

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The Benefits of a Yearly Budget
We're on the count down to 2015 and I have been preparing my goals for the New Year, both financial and personal. One of the tools I used to prepare my 2015 financial goals was a yearly budget. What is a yearly budget? A yearly budget is a method of forecas...

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Life's Simple Pleasures
One of the best ways to be contented while you operate under a tight budget is to make sure that you leave money for things that make you really happy. Life's simple pleasures vary from person to person although some are considered universal, like chocolate...
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