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Winnipeg's Best Mortgage - Daryl Harris
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The Bank of Canada has increased rates .25%, is this the end of rate increases in 2017 and into 2018? My summary of key points in this post give you an idea on my thoughts.

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This is not a good trend. Mortgage delinquencies for consumers over the age of 65 are the highest of all age groups and are rising. Strategies for debt reduction and reduced interest costs is an important strategy for this segment. Source: CMHC Mortgage & Consumer Trends report Q4 2016.

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Prime rate likely to increase after Bank of Canada increases bank rate .25% today.

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CMHC provided some great information for rental/investment property ownership in Winnipeg yesterday. Privately held corporations own the majority of rental apartments in Winnipeg.
Here are the details.

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First time home buyers are sometimes faced with the challenge of increasing their credit score to qualify for a mortgage. Here is a link to some ideas on what to do to improve your credit score.

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A great article on why government policy should support home ownership.
"Home ownership is associated with a raft of economic and social benefits including better educational and health outcomes, stronger families, safer communities, higher levels of civic participation and greater wealth accumulation."

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No changes to the Bank of Canada rate means no changes to Variable Rate mortgages...at least not yet!

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Millennials are make up a large segment of the first time home buyer market. What do you need to know as a millennial?

http://winnipegsbestmortgage.com/mortgage-brokers-for-millennials/

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Is mortgage default insurance necessary?
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