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Joe Kovich
Works at Broker-Owner at Big Bear Team Realty
Lives in Big Bear Lake, CA
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Lots to do in Big Bear in the Summer!
Ryan Rayos packed up his bike and helmet on a recent day and drove up the winding roads to Big Bear, where he spent the day flying down the face of Snow Summit – a ski slope transformed into a mountain biking playground.
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Joe Kovich

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Check out this #Spa #Deal in #Lahaina,Maui on Travelzoo!
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Check out this #Getaway #Deal in #Lihue on Travelzoo!
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Escape on a getaway to breathtaking Kauai, where “moody rainforests, majestic cliffs, emerald valleys, swaying palm trees, and spectacular golden beaches await” (Frommer’s). For $375, spend three nights in paradise with this exclusively negotiated offer for two at the plantation-style Aqua Kauai Beach Resort.
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Joe Kovich

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Check out this #Getaway #Deal in #SanDiego on Travelzoo!
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Save more than 40% on an exclusive overnight package for two at the AAA 4-Diamond Paradise Point Resort & Spa along San Diego's waterfront.
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People
Work
Occupation
Real Estate Investment Consultant
Employment
  • Broker-Owner at Big Bear Team Realty
    present
Basic Information
Gender
Male
Story
Tagline
http://www.bigbearteam.com
Introduction
Joe was born and grew up in the Chicagoland area and moved to Southern CA in 1992 after finishing his degree
at Indiana University.  Ana was born in Tacoma, Washington (believe it or not!) and grew up all around
the world since her father was a Lieutenant in the Air Force.  She settled in Southern CA in 1989.  We met in 1993
when working at the same outside sales rep company in North Hollywood and were married in 1998.
We began investing in Real Estate in 2001 with the purchase of our first
townhouse in Encino and the lot on which we eventually built our home in Big Bear.  In 2001,
the real estate market was very similar to the current market.   Prices were down
from previous years and interest rates were low (although not anywhere near as low as they
are today).  At the time, our interest rate was 7.75%, but the price was still low; and even after
paying taxes and HOA fees, we were only paying a little more than what we had been paying for rent in
West Los Angeles.  We were actually ahead of the game when you considered the tax deductions and we
were finally building equity.  In fact, prices were going up so quickly that within 6 months, we had
more than 20% equity, even though we had put down only 5%.  This allowed us to refinance and get rid
of our PMI while getting the lower rate at the time of 6.75%.  We lived in the condo for three years
and sold it in 2004 for a profit of almost $220K (not bad for an initial $8000 investment).  At
that time, we bought a fixer-upper in Burbank and moved in.  While in Burbank, we
started looking for investments out of state as prices in CA had sky-rocketed
and it was nowhere near possible to rent out a property for enough to make
the mortgage payments, even with 20% down.  So we bought a couple of proerties in
TX that paid for themselves (Principal, Interest, Taxes, and Insurance) with only
10% down. We also bought a condo on the water in Florida, with the idea of renting
it out for the time being and then using it ourselves in retirement; but "retirement" came a lot
earlier than we expected.  That townhouse in Encino was the beginning of a string of real estate
investments that eventually allowed us to quit our 9-5 jobs and move to our "vacation
home" in Big Bear. We now live off of the income from our rental properties and are able
to spend time helping others find properties that will not only provide years of enjoyment
for their families, but hopefully also lead them to the kind of financial freedom that we have
found through Real Estate.
Places
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Currently
Big Bear Lake, CA
Joe Kovich's +1's are the things they like, agree with, or want to recommend.
Big Bear isn't just a winter destination any more
www.ocregister.com

Ryan Rayos packed up his bike and helmet on a recent day and drove up the winding roads to Big Bear, where he spent the day flying down the

Big Bear Real Estate
www.bigbearteam.com

Southern CA's Premier 4-Season Resort!

Big Bear Real Estate
www.bigbearteam.com

Southern CA's Premier 4-Season Resort!

Big Bear Real Estate
www.bigbearteam.com

Southern CA's Premier 4-Season Resort!

Big Bear Real Estate
market.android.com

Big Bear Real Estate including lakefronts, foreclosures, and all other properties in the Big Bear real estate multiple listing system.

July 2013 Big Bear Real Estate Statistics/What's Up This Weekend | Big B...
www.bigbearteam.com

July 2013 Big Bear Real Estate Statistics/What's Up This Weekend

Big Bear Real Estate | Big Bear Lake Properties | 909-521-0330
www.bigbearteam.com

Big Bear Real Estate including lakefronts, ski cabins, foreclosures, and all other types of property in the Big Bear real estate multiple li

June 2013 Big Bear Real Estate Statistics/Fireworks Finale Video
activerain.com

Below are the Big Bear real estate stats for June 2013. The largest month-over-month increases in average sales price were in Big Bear City

December 2012 Big Bear Real Estate Stats
activerain.com

Below are the monthly Big Bear Real Estate sales statistics for the month of December. Once again, we saw several increases in avg. sales pr

Shrinking supply of homes for sale has upended market dynamics
www.latimes.com

WASHINGTON — Though many home shoppers who assume they are still in a buyer's market find it hard to believe, one of the sobering fundamenta

Camera ZOOM FX
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ActiveRain Real Estate Network
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ActiveRain Real Estate Network allows real estate agents, mortgage professionals and brokers to create a customized profile.

Big Bear Real Estate
market.android.com

Big Bear Real Estate including lakefronts, ski cabins, foreclosures, and all other properties in the Big Bear real estate multiple listing s

The Amateur Book by Edward Klein
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The Amateur Book, Edward Klein, $4.95 from Newsmax. Get the #1 NY Times Bestseller.

More Homeowners Are Mortgage-Free Than Underwater
www.zillow.com

Almost 21 million Americans, or 29.3 percent of homeowners, own their homes outright, unencumbered by a mortgage, according to a recent Zill