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Charlene Lewis
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Share and save lives... hehehe...

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In 2007, Ukrainian Maksym Yastremsky was the most prolific credit card hacker in the world. He'd stolen over 40 million cards from mostly U.S.-based retailers. He'd cost credit card companies over $11 million.

In 2008 he was arrested in Turkey after the U.S. Secret Service infiltrated his network. Here's how they did it:

Congratulations and wishing you prosperity!
Kiong Hee Huat Tsai
Kung Hei Fat Choi
Sun Nean Fai Lok
Xin Nain Kuai Le
Gong Xi Fa Cai
Happy New Year!

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My love... She keeps me warm!

Kung Hei Fat Choi!!!

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More Women Are Now Lead Breadwinners in Their Households.

It has been estimated that 40 percent of all the households in America have women as the lead or only breadwinners. Just 53 years ago in 1960 this was only 11 percent. This is a big increase in half a decade, a sure sign that the times are changing.

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Emotions are a big reason why financial literacy efforts have very little impact thus far.

A director of planning in a Fortune 500 company, couldn’t understand how his lower paid employees could amass a higher net worth. He’s renting a condo and struggling on $125,000 a year salary. He was one month away from paying off his car in full and reducing his monthly expenses. Instead, he went to the dealership, traded his car and financed a new vehicle with an increase in monthly payments.

On the other end of that spectrum, I meet a production employee who is valued at $800,000. Instead of spending money on frivolous things, he invested in his company’s 401K, stock purchase program, bought a home and then an investment property. He has an emergency fund and uses his rewards credit card to make payments on everything paying the entire balance in full each month. He uses those rewards points to splurge on wants.

What makes these two people so different >

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Brrrr... that's why I really need a hug now!
Morning snow depth analysis from +NOAA #snOMG  

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I need a hug!
Good morning and Happy Thursday my beautiful friends!!
And Wishes for a Fantastic Day!! xo

Happy New Year everyone! I'll be out of town for the New Year. See you in few days!
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