You may well be right. Time will tell: like Microsoft, Apple still has enormous resources at its command. They can certainly do better if
they can curb their natural aversion to risk, an aversion that frequently settles in once a visionary founder is gone. Apple is not in the same game as an IBM, a Microsoft or a Google. Apple has
to take risks, do things that their own customers consider outside the box (even if it is only a rehash of existing ideas and technology.)
The fact is, Tim Cook is no Steve Jobs. Personally, I never liked Jobs, even back in the original Apple ][ days (Woz was my hero back then.) Still, Jobs did have his talents, and Cook is a very different CEO.