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Over50choices
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Over 50s Insurance & Funeral Planning: helping you make better decisions
Over 50s Insurance & Funeral Planning: helping you make better decisions

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Green or eco funerals are increasing in popularity, but what exactly do we mean by the term #greenfunerals   and just how eco friendly are they? 

Being green means different things to different people; for example you can be green by planting a tree to rebalance the carbon foot print; choosing an eco-friendly coffin or fully embracing the concept and opting for a fully green woodland burial.

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With some #funeralplans  increasing in price on the 1st April by as much as £399 now is the time to do your research and buy before they go up.

It's no surprise, with prices increasing by over 80% in the last 10 years, in 1994 they were less than £2,000, compared to the average cost of a funeral today of £3,590 in the UK

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No matter what your age, keeping in the optimum of #health is important. So when your health goes wrong – maybe something major such as a bad back that prevents you from working and affects your quality of living, or something such as a niggling toothache that is just as painful but to some, more minor - you’ll want to get it treated as soon as possible.

While the NHS offers a fantastic, free service; if we suffer from an illness or disease, sometimes the wait times in getting diagnosed and treated can be lengthy. (Currently, this can be up to 18 weeks).

And with figures revealing that only 1 in 5 dentists now accept NHS patients, getting that toothache treated can work out costly.

So, what are your options?

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Decorate your home with flowers on a budget
https://twitter.com/Over50Choices/status/552113508792696832
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We've all been there, but can you imagine the xmas office party at a firm of funeral directors!?

James our guest blogger aka the Cotswold Funeral Director shares his xmas stories..........well worth a quick read!

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Three out of four of today’s students will reach their 50s and still owe debts incurred at university to the tune of £30,000!

That is according to research carried out by the Institute for Fiscal Studies, which also reveals that today’s students graduate with an average debt of £44,000 – almost double that of those studying before the new fees of up to £9,000 a year came into force.

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It will probably come as no surprise to you that the older we get, the more expensive life insurance becomes. At the end of the day that is how insurance works; the greater the risk the higher the premium and whether you feel it or not, us oldens get riskier the more we age.

That being said, I often hear people over 60 questioning whether they are too old for life insurance. Well let me put you straight; it doesn’t matter whether you are over 50, over 60 or over 70, you will still qualify for life insurance

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Oh how we all wish this was true!

Unfortunately it’s not and although this topic is thrashed around on an annual basis, it looks as though it won’t come true for the foreseeable future.

You see #stampduty is just too big an earner for the government, so cutting this form of tax to this level would cost them and us, the tax payer, over £4bn! See what I mean – unlikely to happen

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A v moving story, you will need tissues http://ow.ly/Ajkez

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Do you really need any more life insurance at something? Read my latest blog to see if you do http://ow.ly/yMb8v
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