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KMJ Tax and Accounting, Inc.
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The EIC can mean a refund of up to $6,431 for families with children. Couples filing with no children can still qualify for smaller credit amounts on their taxes. See here: https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit
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Taking out multiple loans or lines of credit is considered "risky behavior" and could lower your score.
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Catching a plane ride should not break the bank. Here is some great savings advice that is sure to help you when booking that next flight: https://www.telegraph.co.uk/travel/lists/How-to-save-money-on-flights/
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Making your living space mimic your favorite IKEA look does not take tons of cash, or even all the IKEA furniture you may think you need. Check out these great DIY tips on sprucing up your space with little to no money down (and most of them are taken right from the 2019 IKEA cataloge itself). https://www.apartmenttherapy.com/ikea-catalog-2019-cheap-hacks-261107
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To keep your credit usage in the safe zone (if increasing your credit limit isn't an option) by paying your balance off mid month then again on it's due date.
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When raising a family, saving a little on the things you use a lot can add up in the end! Check out these budget tips for some new ideas. https://familymaven.io/kidsactivities/parenting/5-genius-budget-hacks-for-families-r6cEGwcKF0O8KqiBS797Vg/
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