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Seattle Metropolitan Credit Union
Credit Union
Today 9AM–6PM
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After over 35 years at 801 3rd Ave, our Downtown Branch has officially relocated to 722 3rd Ave. Stop by for some cookies and to check out the new space. We’d love to see you!
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Thank you for nominating over 270 incredible local non-profits. VOTE NOW for your favorite finalists to receive donations in 2016 as SMCU Feel Good Checking partners!
Help Choose Our 2015 Community Partners! SMCU is dedicated to giving back to the communities we serve. In fact, we make it a priority. One way we give back is through Feel Good Checking™. For every Feel Good Checking account opened, we donate $20 to one of our seven non-profit community partners ...
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The new Online Banking is here! We’re so excited to bring to you an improved, easier-to-use, more secure Online Banking experience. For instructions on logging into the new system for the first time, downloading the new mobile app, and enabling features like Text Banking and Alerts, visit http://smcu.com/upgrade.
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We love these personal finance tips from Dave Ramsey.
Personal finance guru Dave Ramsey is full of advice on managing money. Here are three of our favorite lessons from the Financial Peace University.
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Inexpensive changes to the front of your home can make a world of difference. Here’s some inspiration.
A nice little roundup of cheap and easy curb appeal ideas for your home with lots of before and after photos! Whether you have a small home, ranch style home, split level home, or anything in between, you're sure to find something that will make it stand out from the rest!
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When it comes to increasing the value of your home, not all home improvement projects are created equal. Find out which projects give you the best bang for your buck, as well as which projects to avoid.
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Have them in circles
57 people
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Do you know the five factors that make up your credit score? Understanding these factors is the first step in bettering your credit score, which can lead to lower loan rates and thousands of dollars saved in interest when you finance a car or home.
Creating a positive credit history is important. A poor credit rating can impact your life in ways you may not realize, such as making it harder to rent an apartment or apply for a job. Whether you've had past credit troubles, have yet to establish any credit, or want to get the best rate ...
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Help choose our 2016 community partners! Click the link below to nominate your favorite local non-profit to be in the running to receive donations from SMCU in 2016. Each time a Feel Good Checking account is opened, we donate $20 to one of our community partners.
Help Choose Our 2016 Community Partners! SMCU is dedicated to giving back to the communities we serve. In fact, we make it a priority. One way we give back is through Feel Good Checking™. For every Feel Good Checking account opened, we donate $20 to one of our seven non-profit community partners ...
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Summer isn’t quite over yet! There are still a few warm weekends left to take an adventure close to home.
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Support the credit union movement through Feel Good Checking! When you open a Feel Good Checking account, we donate $20 to the non-profit partner of your choice. From now through the end of the year, you can designate your donation to CULAC, who helps to ensure that credit unions have a voice on Capitol Hill when legislative and regulatory decisions that affect credit unions are made.
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Our Home Equity Rebate promotion has been extended through August! Open a new Home Equity Loan with SMCU and get a 1% rebate, up to $500, deposited right into your savings account. It’s the perfect time to get your summer projects done or refinance your existing loan from another lender.

See smcu.com/equity for details and disclosures.
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If you’re having trouble getting debt under control and ready to make a change, you’re not in this alone. We’re partnered with BALANCE to bring our members free debt counseling.
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Contact Information
Map of the business location
722 3rd Ave Seattle, WA 98104
722 3rd AvenueUSWashingtonSeattle98104
(206) 398-5500smcu.com
Credit Union, Mortgage Lender
Credit Union
Mortgage Lender
ATM
Investment Service
Today 9AM–6PM
Thursday 9AM–6PMFriday 9AM–6PMSaturday ClosedSunday ClosedMonday 9AM–5PMTuesday 9AM–5PMWednesday 9AM–5PM
Seattle Metropolitan Credit Union is where Seattle banks. For over 80 years Seattle Metropolitan has provided affordable and innovative financial services to the families of this great city and beyond. Because we were born here and are owned by our members, we make every decision with our community’s interests in mind. We are not-for-profit, which means our success is our members’ success. It allows us to offer better rates on loans, keep fees low on checking and savings products, and even create new ways to give back through products like our Feel Good Checking account, which offers $20 to a local non-profit partner for every account opened. Live here, bank here.

SMCU is an Equal Housing Lender.
Federally insured by the NCUA.
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3 reviews
"Pretty good rates and services comparable with most credit unions."
"Online banking that barely functions and these are just the start of the issues."
"Love my new checking account."
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Have them in circles
57 people
Robin  Stormo's profile photo
Justin Baxter's profile photo
Credit Union National Association Inc's profile photo
Barbara Brown's profile photo
Robbie Thompson's profile photo
Summit Credit Union of NC's profile photo
Credit Expert 411's profile photo
Farrah Graham's profile photo
Payhousing's profile photo
All reviews
Brenda Green's profile photo
Brenda Green
4 months ago
Bank on Michigan never have drive thur open I am disabled need drive thur open what the problem!!!
Response from the owner - 4 months ago
Hi, Brenda, The Georgetown drive-thru hours have been temporarily reduced. We expect them to return to normal in the near future. In the meantime, please do not hesitate to call the Contact Center at 206-398-5500 with any banking needs you might have. We apologize for the temporary inconvenience and sincerely appreciate your patience and membership.
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Shannon F
a year ago
This bank is seriously terrible. Three months of back and forth to get an issue handled between them and third party they outsource their auto loans too. Being given flat out wrong info multiple times, disconnected contact numbers, threatening letters and outrageous "mandatory insurance" coverage rates ($3K a month). Online banking that barely functions and these are just the start of the issues. Do yourself a favor and go to BECU or Wa. Federal.
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Irene Haines
2 years ago
Been a member for 30 years. Staff are professional and helpful. Downtown branch is the busiest; hence you might get slower service. Southcenter and Northgate area are my first choices plus parking is easier. Pretty good rates and services comparable with most credit unions.
A Google User
4 years ago
Way better than Wells Fargo! Love my new checking account.
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Lyn Hunter
a year ago
Their customer service is really great. I just had a nice exchange with their downtown branch about a notary public. They emailed me with the text I needed. This isn't even their area of expertise and they were so helpful about it. Thanks SMCU! (P.S. Really love their banking services too)
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Leroy Wambua
2 years ago
These guys are amazing, I was able to easily work with them to get a car loan at a reasonable rate and payment schedule. Thanks John Suk and SMCU
A Google User
6 years ago
What can I say about this Credit union. long lines no matter what time of day un-attentive staff tellers are not friendly in a ny way shape or form. Transactions are slowed to induce overdraft fees This place is more like a corporate bank than a credit union. Try BECU, or Verity they are a thousand times better
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Carrie Spore
5 months ago