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Yannaccone, Villa & Aldrich, LLC.
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OK, we love maps!  check out the NJDEP - New Jersey Geological and Water Survey
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We are experienced dealing with land use, and zoning boards. We have spent many hours testifying in front of town meetings and our partners actually sit on some boards. If you have any questions about how to get your project approved please give us a call.
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Buying a home is usually the single largest purchase you will ever make! It makes sound financial sense as well as good common sense to protect this important asset. A land survey prepared by a licensed Profession Land Surveyor is a cornerstone of protection and preservation of home ownership. Remember, a lender’s Policy protects the bank but not the homeowner. As you make the major investment of purchasing a home you should insist on an Owner’s Policy of Title Insurance with the Survey Endorsement and a current land survey certified to you.

What can you do to protect the investment in you home?
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Title insurance protects the mortgage lender and the property owner (if insured) against claims to the property such as a disputed property boundary line. Most mortgage lenders require the home buyer to purchase a title insurance policy in the lender’s name. This is called a Lender’s policy.Title insurance policies do not provide coverage for encroachments, easements and boundary line disputes which would be disclosed by a current certified survey. This is known as the Survey Exception. Mortgage lenders routinely require a Survey Endorsement to their loan policies which limits the scope of the Survey Exception to the specific problems disclosed by the survey. In other words, a Survey Endorsement provides coverage against possible undiscovered problems involving encroachments, easements and boundary line disputes.

To protect yourselves as home buyers you should insist on an Owner’s Policy with a Survey Endorsement based on a professionally prepared current land survey.

What is title insurance and how does a land survey expand its coverage?
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Land surveys identify the record title lines of your property. The survey map shows the limits of the land that you are purchasing. A land survey certified to you provides critical information which, when used with title insurance, allows the buyer to make informed decisions and negotiate with the seller to correct and defects prior to the purchase. A land survey prepared for you and certified to you and to your title company affords important protection against claims which may arise after the closing.

How does a land survey help identify title to property?
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To meet the qualifications for licensure in New Jersey, an individual must have a four year college degree in Surveying, three years or more of practical experience, and pass a 16 hour written examination administered by the New Jersey Division of Consumer Affairs. Once licensed, the Professional Land Surveyor must obtain 24 hours of continuing education credits every two years to maintain active status.

What is required to become a Professional Land Surveyor?
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In New Jersey a land survey may only be performed and signed by a licensed Professional Land Surveyor.

Who can do a land survey?
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Boundary lines shown on a survey map of the property may be difficult to locate accurately on the ground without markers denoting the corners of the property. Placing markers helps to avoid future disputes and enables you to identify the physical location of your property.

Why should I not waive the marking of property corners?
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