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Andy Winchell
1,835 followers -
Restructuring, insolvency, bankruptcy and loan modification/foreclosure defense attorney; sometimes attentive husband/father; rabid sports fan
Restructuring, insolvency, bankruptcy and loan modification/foreclosure defense attorney; sometimes attentive husband/father; rabid sports fan

1,835 followers
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Andy's posts

Started two Fantasy Premier League leagues. Feel free to join and invite friends. League codes are 245609-66255 and 245609-256252.

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"In an experiment recently published in the scientific journal Nature, bankers distinguished themselves by their dishonesty. Asked to report the results of unsupervised coin flips in return for financial rewards, bankers bent the truth more than any other group. Crucially, this was only after researchers asked the subjects questions about what they did for a living. Thus, bankers who are reminded that they work in banking are more likely to cheat than people in other lines of business."

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Last soccer season, I played Fantasy Premier League for the first time. It was a lot of fun and doesn't really require a lot of knowledge about soccer or the Premier League. I spent maybe five minutes a week on it last season. I created a private league, Socrates Was Offside, which I invite anyone who wants to play to join. All for fun. No stakes or prizes involved other than bragging rights. You just need an email address. Sign up here: http://fantasy.premierleague.com/ The code for the league is 1115637-299103. The season starts early on Saturday, August 17, so sign up before then.

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"Bank of America’s mortgage servicing unit systematically lied to homeowners, fraudulently denied loan modifications, and paid their staff bonuses for deliberately pushing people into foreclosure: Yes, these allegations were suspected by any homeowner who ever had to deal with the bank to try to get a loan modification – but now they come from six former employees and one contractor, whose sworn statements were added last week to a civil lawsuit filed in federal court in Massachusetts."

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This is consistent with what I have seen in foreclosure defense work. This sentence rings particularly true:

It’s not uncommon for a servicer or foreclosure mill to present “tah dah” documents that miraculously remedy the problems that homeowner attorneys have raised, sometimes resulting in clear proof of fabrication, like two different notes (borrower IOUs) having been presented to the court, each supposedly an original.

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I hope neither of my kids ever works for a creditor law firm.
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