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Real Estate - Gary Tippner Homes and Investments
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If you have an FHA purchase transaction in process or just beginning one, you (and all of us industry professionals) are in for a wild ride for the next 90-120 days.

Indirectly affected also will be conventional fundings as well as the lending industry is on the verge of a short but intense “refi mania”.

If you are writing an FHA offer try and get a 45 COE (If any lender is promising less than 45 days “beware”).

The ONLY way to close an FHA loan in less than 45 days (currently) is for your buyer to have ALL of their paperwork to their loan officer, well in advance of offers being written.
As per the source:

“FHA is cautioning lenders, buyers and agents they may experience loan processing delays due to an expected upsurge in case number assignments” following the recent announcement of a 50 basis point cut in the annual mortgage insurance premium.

To assist lenders in providing the lower annual premium rates to current loan applicants, the FHA will allow lenders to cancel the current FHA case number for any loan application that has not yet closed and re-order a new one on or after Jan. 26, 2015, when the new premiums take effect.

A cancellation request based on the reduced annual MIP must be submitted on or before Feb. 25, 2015.
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Chinese Lunar New Year Festival Mar 8
Nevada City Chinese Lunar New Year Festival Sunday, March 8, 2015 12-3pm Parade at 12pm down Commercial Street; Entertainment, Food and Festivities at Robinson Plaza

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Enjoy amazing savings, February thru April, at our luxury bed and breakfast nestled in the forest just five minutes from downtown Nevada City…. Book now for Valentines, Mardi Gras, and early Spring weekends! harmonyridgelodge.com • 530-478-0615

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