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Law Office of Joel R. Spivack
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The following tips will provide you with the knowledge to handle debt collection harassment and help you make the right decision. https://www.spivacklaw.com/blog/ending-debt-collection-harassment/
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Filing for bankruptcy can help you wipe out a lot of debt, while other debt might not be eligible to wiped out. https://www.spivacklaw.com/blog/dischargeable-vs-non-dischargeable-debts/
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Many people elect to file for Chapter 7 bankruptcy since it is a good choice to discharge most or all of your debt. Of course, there are a few debts that can be categorized as non-dischargeable, but under Chapter 7 there are plenty of different types of debt that can be discharged, including credit card debt, medical bills and business debt. http://ow.ly/bwO130kSRIn
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If you are in a stressful financial situation and have incurred serious debt, bankruptcy is an option that can help right your ship. It has been proven to help people get their finances in order and can even alleviate some of the immediate problems you might have been facing as a result of your debt. But bankruptcy is not perfect and there are plenty of things filing for bankruptcy will not exempt you from. It is important for you to be aware of what filing for bankruptcy can and cannot do for you. http://ow.ly/WGCU30kOtR5
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When filing for bankruptcy, people tend to ask one question: will doing so affect my credit score? This answer is a simple one: yes. The impact depends on your credit score prior to filing for bankruptcy, though. If you have a bad credit score (low), filing for bankruptcy will result in only a modest drop in your score. On the other hand, if you have a good credit score (high), a bankruptcy filing will impact it more. You should expect to see a huge drop in your credit score shortly after filing for bankruptcy. http://ow.ly/JwB030kMJUl
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There are many ways people may intentionally or unintentionally hide an asset. In one instance, transferring assets to another person so you can retrieve them after your bankruptcy is complete is a way to hide assets. Another would be selling off a property and then reclaiming it later.
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Filing for bankruptcy is a difficult time for anyone, especially if it results in the loss of a business. Many business owners wonder if filing for bankruptcy does, in fact, mean the liquidation of their business. The answer varies from situation to situation based on a multitude of factors. Generally, it comes down to a couple of outcomes: you are forced to liquidate your business or you may be able to keep it running.

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Recently, Charlotte Russe, a popular juniors brand company was facing $240 million of debt, which was due to mature come 2019. Fortunately for the San Francisco based company that has 545 stores in the United States, a debt restructuring agreement has kept them from a potential bankruptcy filing. http://ow.ly/YMrX30kBnPz
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A common question when it comes to filing for bankruptcy is whether or not you will lose all the money you have in your bank account. The short answer is that it depends on the type of bank accounts you have and what bankruptcy exemptions may apply.
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