Profile

Cover photo
Michael Germain
Works at Germain Law Group, P.A.
Attended Stetson University College of Law
Lives in Tampa, FL
859 followers|12,831 views
AboutPostsPhotosVideos+1's

Stream

Michael Germain

Shared publicly  - 
 
A Florida Chamber of Commerce task force has reported that “Floridians pay an additional $1.4 billion in hidden health care taxes to cover health care received by the #uninsured.” They went on to say that #Florida residents with #insurance pay around $2,000 for each hospital stay to cover the cost of the uninsured. Florida comes in third among the states for the percentage of uninsured.

Supporters of the expansion of the health care law claim that it would reduce the ranks of the uninsured.  The state Chamber is currently weighing in on the rising health care cost in Florida, but acknowledges that the cost of uninsured residents is high.
The Florida Chamber of Commerce is weighing in on the state's rising cost of health care, decrying the Affordable Care Act's plans to expand Medicaid but acknowledging uninsured residents cost big bucks.
1
Add a comment...

Michael Germain

Shared publicly  - 
 
What do I do if my #insurance company denies my claim? 

The insurance company will interpret your policy in a way that is most favorable to them, which means that they may interpret exclusions broadly and your perils narrowly.  

A common reason that insurance companies use for denying claims is that the cause of the damage was not covered by the policy or that it falls within an exclusion.  

It is important to note that you do not have to accept a loss if your claim is denied. It may be in your best interests to review your options with an attorney who can argue your case to the insurance company and pursue the compensation promised by your policy. #Tampa #Florida
2
Add a comment...

Michael Germain

Shared publicly  - 
 
Starting in 2015, #Florida residents may be paying an average of 13.2% more for individual #healthcare insurance. The rate increase is due partly to the fact Florida had less healthy people than they anticipated.  Also, Affordable Care Act enrollment issues  led to an increase in premium rates, which discouraged many people from signing up, leaving mostly sick members to enroll. The high premiums in 2015 are reflective of the increase in per-unit costs of medical services as well as increase in the utilization of medical services. 
1
Add a comment...

Michael Germain

Shared publicly  - 
2
Merlinda Grant's profile photo
 
Hi! I just saw you're video really great!! my email is indaylarita@yahoo.com

Add a comment...

Michael Germain changed his profile photo.

Shared publicly  - 
1
S. Joshua Macktaz's profile photo
 
Looking good +Michael Germain
Add a comment...
Have him in circles
859 people
HOUGH & ASSOCIATES's profile photo
The Law Office of Kathryn N. Karam, P.C.'s profile photo
patricia gaines's profile photo
David Coolidge's profile photo
SANFORD A. KASSEL, A Professional Law Corporation's profile photo
James Blumberg's profile photo
Law Office Of Joel M Mann's profile photo
Thomas Wilson's profile photo
Jason Sammis's profile photo

Michael Germain

Shared publicly  - 
 
The Department of Health and Human Services released a report showing that 673,255 people in Florida selected plans through the Health Insurance Marketplace leading up to the December 15th deadline where coverage began January 1st. Around 94% of people who selected plans in the first month of open enrollment were determined eligible for financial assistance that would lower their monthly premium. More data is still necessary to determine how the newly insured are impacted by claim denials and underpayment. #Florida   #insurance  
1
Add a comment...

Michael Germain

Shared publicly  - 
 
Florida legislators have introduced the White-Miskell Act, which will regulate commercial #parasailing operators and require them to have up to $2 million in #liability coverage. The owner and/or operator of the parasailing vessel must have a bodily injury policy of at least $1 million per occurrence for an annual total amount of $2 million. This act may help reign in unsafe parasailing business practices and provide more protections to accident victims. #insurance
4
Add a comment...

Michael Germain

Shared publicly  - 
 
#Florida is one of the states with the largest numbers of immigrants in the nation who bought health insurance through the Affordable Care Act exchange. #Immigrants are at risk of losing their coverage if they fail to send in proof that they are legally in the United States. This is due to the fact that many of their immigrant and citizenship information that the government has on file conflicts with what they wrote on their health insurance. According to immigration advocates, immigrants aren't responding to government notices about it due to a language barrier.
Florida and Texas have the largest numbers of immigrants in the nation who bought health insurance through the Affordable Care Act and could lose their coverage if they don't send in proof they are legally in the U.S.
1
Add a comment...

Michael Germain

Shared publicly  - 
 
Germain Law Group, P.A. is now on Google+! Put us in your circles. We appreciate the support!
3412 W Bay to Bay Blvd, Suite K, Tampa, FL 33629-7043, United States
2
Add a comment...

Michael Germain

Shared publicly  - 
 
Video about volunteers for the Hillsborough County Bar Association's "Ask A Lawyer Program." The HCBA volunteer members partnered with Fox13 where viewers can call in and get free legal advice. The "Ask a Lawyer Program" takes place the first Thursday of each month.

Watch my interview with Fox 13 News where we discussed problems with insurance claims resulting from vandalism, theft, fire damage and lighting damage. Individuals should be careful during the application process to read everything and make sure nothing is omitted and no false statements are made. Mistakes could increase the changes that the insurance company tries to cancel the insurance policy.
4
Add a comment...
People
Have him in circles
859 people
HOUGH & ASSOCIATES's profile photo
The Law Office of Kathryn N. Karam, P.C.'s profile photo
patricia gaines's profile photo
David Coolidge's profile photo
SANFORD A. KASSEL, A Professional Law Corporation's profile photo
James Blumberg's profile photo
Law Office Of Joel M Mann's profile photo
Thomas Wilson's profile photo
Jason Sammis's profile photo
Work
Occupation
Insurance and Business Litigation Attorney
Employment
  • Germain Law Group, P.A.
    Managing Partner, 2010 - present
  • Boehm, Brown, Fischer, Harwood, Kelly & Scheihing
    Of Counsel, 2010 - 2012
  • Phelps Dunbar, LLP
    Associate, 2003 - 2010
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Tampa, FL
Previously
Tampa, FL
Story
Tagline
Tampa Insurance and Business Litigation Attorney
Introduction

Michael Germain, Esq.
Germain Law Group, P.A.
3412 Bay to Bay Boulevard, Suite K
Tampa, FL  33629
(813) 835-8888

I am the founder and managing partner of the Germain Law Group, P.A. Our firm specializes in insurance claims.(Tampa insurance attorney,)
 
Specifically, we represent policy holders against insurance companies when they deny insurance claims and refuse to pay or fail to pay the full amount of the loss. (Tampa Property Damage Claim Denial.) 
 
We also specialize in insurance bad faith. (bad faith insurance in Tampa.)  Our attorneys are dedicated to holding insurance companies responsible when they do not handle their insureds' claims in good faith

Our firm also represents individuals and companies in business, commercial and real estate litigation.  We handle all types of civil litigation, including but not limited to personal injury, contract disputes, fraud claims, violations of non-compete agreements, tortious interference with business relationships, foreclosure defense and collection disputes.
 
Prior to starting the Germain Law Group, I practiced insurance and business litigation at one of the oldest and most respected firms in the South. 

I am a member of the Florida  bar and the Hillsborough County Bar Association.  I am a member of the Young Lawyers' Board of Directors for the Florida Justice Association. I am also an active member of the Interbay Rotary club.

I was recently published in the Florida Justice Association's Journal and have previously spoken regarding insurance law related matters. Outside of work, I enjoy playing soccer and travelling around the world.

Bragging rights
Florida Rising Stars 2011-2012 (Super Lawyers)
Education
  • Stetson University College of Law
    Juris Doctor, 2001 - 2003
  • Washington and Lee University
    Business, 1994 - 1998
Basic Information
Gender
Male
Other names
Michael Germain, Michael B. Germain, Mike Germain
Michael Germain's +1's are the things they like, agree with, or want to recommend.
lesbian videos, page 1 -
video.xnxx.com

lesbian videos, page 1 free sex video.

Tampa Insurance Attorney | Florida Property Damage Lawyer | Germain Law ...
www.germainlawgroup.com

Attorney Michael B. Germain aggressively represents plaintiffs in property damage cases against insurance companies in Tampa, Florida and su

Internet LAVA, LLC
plus.google.com

Website Design and Internet Marketing Company for Attorneys, Law Firms and Legal Professionals

St. Petersburg Criminal & DUI Defense Attorney | Morris Law Firm
www.criminalattorneystpetersburg.com

Melinda Morris, former state prosecutor, is an experienced criminal defense and DUI lawyer serving St. Petersburg, Clearwater, and other are

Attorney Website Design | Tips on Creating and Building the Best Website...
www.internetlava.com

Website design ideas for attorneys, lawyers and law firms. We created custom designed web sites with tips on domain selection, avoiding temp

Tampa Insurance Law Attorney | Florida Insurance Claim Dispute Lawyer
www.germainlawgroup.com

If your insurer refuses to honor your insurance policy and fulfill a claim, it's important to consider your legal options with an experience