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Tri-State Insurance Agency Inc
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96 followers
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Owning a prestigious piece of motoring history can be everything you imagine it to be, but it’s not a decision to take lightly. Owning and maintaining a classic car can be costly since replacement parts are often hard to come by. Here’s our guide to help you out with the process:
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The two forms of coverage you need to be financially protected in a building you’re working on or if your construction materials are damaged during construction are builders risk insurance and construction general liability insurance. For a construction project, in order to have all of your potential exposures covered you will need to have both policies. But what’s the difference?
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An umbrella insurance policy may also fulfill gaps that other policies don’t cover, acting as an added layer of protection, which is especially important when you begin to build significant assets. Let’s take a further look at what umbrella insurance offers:
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Surety bonds are contracts guaranteeing that certain responsibilities will be met. These obligations may involve meeting a contractual commitment, paying a debt or performing specific duties. It is common that surety bonds are required in many business transactions as a means of reducing or transferring business risk. Surety bond insurance protects those assets that you cannot put at risk:
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Properly preparing your classic car for road trips can prevent mishaps and make the experience so much better. Classic cars are compiled of decade-old technology. If the car isn’t restored, you’re missing today’s restoration techniques and hardware, and you could run into some trouble:
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A lot can go wrong throughout the course of a construction project. You want to ensure that the property on a project is also covered, ranging from the contractors’ equipment to the structure itself. This is where a Course of Construction (COC) policy, also known as Builder’s Risk, becomes necessary:
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In this day and age, suretyship provides an insurer’s promise of performance; available to meet a wide variety of business, governmental and individual needs:
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It is important that your team members get adequate rest in order to perform the demands of the job and avoid burnout in such a physically demanding field. In the construction industry it is critical to make sure you are providing your employees with the rest they deserve, and also the rest that is required by law to help bypass any claims against you:
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There are many things to consider when deciding how your employees should use their company vehicles. While this can be a very appealing and beneficial measure for your employees, it also opens up a bevy of new liabilities for your as the employer:
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When it comes to vehicles, drivers, and their purposes, personal drivers don’t have the same car insurance concerns as businesses. Coverage and requirements may vary by states, so make sure you’re in the know on requirements for commercial auto insurance in New Jersey:
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