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Radha Rothrock
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Radha Rothrock -Bankruptcy Attorney in Fort Myers with 20 Years of Experience
Radha Rothrock -Bankruptcy Attorney in Fort Myers with 20 Years of Experience

15 followers
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Can you file a joint bankruptcy petition with your illegal alien spouse? Yes, you and your spouse can file jointly.  If your spouse has a tax identification number, he or she may use it instead of a social security number and file with you.  As a…

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How Does Bankruptcy Affect Your Credit? Chapter 7 stays on your credit report for 10 years.  Chapter 13 stays on your credit report for 7 years.  Practically speaking, most of my clients who had 700 credit scores in the past get 700 credit scores again…

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Bankruptcy Credit Counseling Requirement If you file bankruptcy, you are required to take a credit counseling class before you file bankruptcy.  In addition, you must take another credit counseling class before your case is discharged.  The requirement to…

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US Trustee Audits Approximately 1 out of every 1,000 cases is selected for an audit by the United States Trustee’s office.  If you are one of the unlucky ones, don’t panic. The United States Trustee’s office is a division of the Department of Justice. …

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Does the bankruptcy trustee check bank statements? In the Fort Myers division in the Middle District of Florida, the chapter 7  trustee will ask for the following documents. Complete bank statements covering the 90 days prior to date of filing bankruptcy,…

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Where do you file a bankruptcy petition in Florida? A bankruptcy petition, for an individual, is usually filed in the district in where you reside.  For a business, it is usually filed in the district where the business is located.  There are exceptions…

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What happens in bankruptcy if I buy a car from a family member? One of the most complicated, yet common, scenarios in bankruptcy occurs when a debtor buys a car from a family member.  Typically, when you buy a car from a family member, you don’t go…

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How to Choose a Bankruptcy Attorney There are many considerations when deciding how to choose a bankruptcy attorney. 1.  First and foremost, you must be comfortable with the attorney.  If you are too afraid to ask the attorney questions, the…

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What is the difference between Chapter 7 and Chapter 13 Bankruptcy? Chapter 7 liquidates your assets to pay your debt, while Chapter 13 reorganizes your debts.  In a chapter 7, a trustee is appointed to your case.  When you file your case, you are allowed…

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How to Rebuild Credit after Filing Bankruptcy 1.    First, order a copy of your credit report approximately three months after you get your bankruptcy discharge.  You are entitled to get a free copy of your credit report from all three major credit…
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