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Thomas R. Breeden, P.C.
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Successfully defending a client from Debt Collectors trying to resurrect old debts.
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Virginia’s Consumer Protection Act
Read an article introducing the basic provisions of the VCPA, a broadly remedial law to protect Virginia consumers against fraud and misrepresentation in the sale of goods and services.
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New tax law and alimony
Read an article about how the new federal tax law will change how alimony paid and received will be treated for divorces after 2018.
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Stale debts and the FDCPA
Read an article about old consumer debts that become stale under Virginia law and debt-collector violation of federal consumer protection law for abusive attempts to collect stale debt.
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Time-barred consumer debt in Virginia
Read an article about Virginia law governing consumer debts like credit cards or installment contracts and the statutes of limitation governing when creditors are time barred from suing on the debts.
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Credit card debt after its not collectible in court
Read an article about credit card debt and the statute of limitations, a deadline for how long the creditor can sue to collect that debt.
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Spokeo profiles subject of suit
Read an article about a lawsuit that will consider the application of a federal consumer protection law regulating credit and background reports to a company that uses public information to create portfolios about people for marketing to other parties.
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Equifax data breach
Read an article about the September 2017 announcement by credit bureau Equifax that they had sustained a massive data breach that compromised millions of people’s private identifying information. The article will also discuss steps to take to increase protection from identity theft.
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Credit bureaus to improve data quality
Read an article introducing the provisions of the National Consumer Assistance Plan that will improve the quality of the data relied on by credit bureaus to calculate credit scores used to assess the creditworthiness of consumers.
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Identity theft basics
Read an article about what identity theft is and how you may be able to fight against it and protect yourself from fraudulently created debts, financial loss and harm to credit.
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