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Smart On Money
Making smart decisions with your money.
Making smart decisions with your money.


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5 Reasons to Refinance Your Mortgage Now

The perfect combination of rising home values and low interest rates is here. Conditions are ripe for refinancing a mortgage.

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Do You Know What REALLY Affects Your Credit Score?

Many consumers are aware that a credit score is an important part of their finances. But do you really know what affects your credit score?

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Are You Ready Financially And Emotionally To Buy A Home?

One of the big financial and life milestones that our society still values is the purchase of a home. But are you ready?

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Is It Time to Dip Into Your Emergency Fund?

One of the most important things you can do for your finances is to build an emergency fund, but what is your approach to using the money in the account?

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3 Signs You Need Help with Your Debt

It's tempting to try to beat debt on your own, however, for many of us, a little support and help is needed. Here are some signs you might need help.

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What Do You Do With Your Savings?

One of the basic pieces of advice that we are often given about money is to save more. But where do you put that money?

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Why I’d Rather Pay $10,000 to Unload My House Than Become a Landlord

There are people out there who are made to be landlords, but not me. Here's why I'd rather pay to unload my house than become a landlord.

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Watch Out for Interest-Only Home Loans

Now that the economy has picked up some, lenders are re-introducing a few "creative" financing methods. Here's one to watch out for, the interest-only loan.

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How To Stop Feeling Pessimistic About Retirement

Take action and start investing for retirement today. You'll feel better, and you'll be motivated to make a plan to better secure your financial future.

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3 Tips for Keeping Your Summer Budget Under Control

It's hard to keep the summer budget under control, but your finances will thank you for following these three tips.
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