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Ten Eyck Group
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There is a BIG difference between having insurance and managing risk. Not sure what I mean? Here’s an example: you purchase a new car and in order to drive it off the lot in NY you need to have proof of insurance- so you buy an insurance policy. You now have insurance! Wahoo! Let’s now fast forward a little and you are smiling from ear to ear driving that beautiful new car and somehow you are able to avoid the excruciating temptation to snapchat selfies while driving! You are obeying the laws of the road and hence lowering your chances of getting in an accident. Congrats!! You are now practicing good risk management!



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Protecting your loved ones financially following your death is a concern for many. #LifeInsurance can provide a payment to your loved ones if you pass away while the policy is in place.

This is an important tool for many families. Life insurance can help to replace the income your family loses as a result of your death. However, as the policyholder, you get to make key decisions about this policy and who can access it.

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We appreciate your referrals and ask you to share in our cause. The Ten Eyck Group has been in business since 1905. We are a business built on relationships. It is our mission to put our clients first, always do right by them and never lose our sense of purpose. Our purpose is to help people in need. Loss can be devastating and we take it personally because it’s why we are here. We are here to help you plan, prevent and protect all that you hold dear. If and when the unspeakable happens, we will be there to help you pick up the pieces and rebuild your world. The right insurance is key and the right agent can make all the difference in the world. At the Ten Eyck Group, we pride ourselves on our talents, experience and purpose.

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When I was growing up and thought of “insurance”, I envisioned an outdated business with outdated people doing something that someday wouldn’t be around because something new and better would make it obsolete. Basically I thought insurance was like a floppy disk. I had no idea how it worked but thought there has to be a better way. What a terrible stereotype. The world of insurance could not be any more different than what I thought.

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Purchasing #FloodInsurance for your home or business isn’t something to overlook. Most property insurance policies do not provide flood coverage. If a flood impacts your home, you could suffer large losses to your home and belongings. If this happens, your homeowners insurance may not provide support to you. Yet, a flood insurance plan may.

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Owning an antique car is a very rewarding hobby for many car enthusiasts and gearheads alike. Maintaining these older vehicles is a very hands on activity, one that many people take pride in. Restoring and refurbishing antique cars, whether done for personal enjoyment or for car shows, takes a great deal of time and money to accomplish. #AntiqueCarInsurance  

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While you might be perfectly comfortable and confident on your boat, there’s no denying that being on the water comes with inherent risks. Fortunately, avid boaters find that keeping certain items on board can come in handy in a sticky or risky situation. We’ve compiled a list of five vital items to keep on your boat at all times to help in case of an emergency situation. #BoatInsurance  

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#FloodInsurance is not something to ignore the need for in many cases. If you own real estate that is located in a high-risk flood zone, protecting it from these financial risks can be difficult to do. There is no doubt that having proper property insurance is necessary. It protects the value and usability of your property. Yet most property insurance, including home insurance and commercial property insurance, does not include flood coverage. Because floods are very high risk, separate policies are often necessary to safeguard from this risk. Do you need it?

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It’s 7:45am, and you are making the same commute you’ve made on a daily basis for the last however many years.  You are stopped at the same red light you seem to catch every morning no matter what time you leave.  A quick scroll down your newsfeed won’t hurt, right?  HONK.  You look up to all the cars in front of you on their way through the green light and a quick peak in the rearview shows an irritated fellow commuter behind you screaming at you to “move it!” #CarInsurance  

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Perhaps one of the most significant changes to your life will occur when a child is born. There is so much to think about and plan for, including everything from stocking up on diapers to painting the nursery. While your to-do list is likely long and complex, do not forget that this is also an important time to update your family's #HealthInsurance . (You typically have 30 days from the date of birth to add your child to your health insurance plan.) The good news is that if you have health insurance, adding a child to the plan may not be a fairly simple task.
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