Danny Unsworth: You did ana article on smart drivers club once? Are they legit or a scam?
Digby Bodenham: +Danny Unsworth Hi, it is a legit company but it does use telematics technology (the same as black box car insurance) to monitor your driving. You may get a cheaper premium but they'll be tracking you and you'll always have to stay within the speed limit or you may be penalised. You might be penalised for driving at certain times of night as well. I think Smart Drivers Club charges a monthly fee for the box as well. There are other black box companies that are worth looking at - boughtbymany.com - The 9 best black box insurance providers