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Reg Leis
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Protection for what's important to you
Protection for what's important to you

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Getting back on your feet after a setback, can be far simpler with an insurance broker on your team. #regleisinsurance #protectwhatsimportant
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With half a million family businesses operating in Australia, they make up a large part of business in Australia. As a Steadfast Insurance Broker we're dealing with all sorts of business owners on a daily basis, talking to them about their business operations and helping them with their insurance needs. If you're looking for honest, genuine insurance advice for your business, we'd love to talk to you. #familybusinessaustralia #fba #businessinsurance #regleisinsurance #protectwhatsimportant
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Too many Australian small business owners open themselves up to risk by not having adequate insurance cover. Underinsurance is a chronic issue in Australia. But it’s an even more alarming problem for small business owners, as it can threaten the survival of a business.
#businessinsurance #underinsurance #getcovered #regleisinsurance
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Hiring a contractor or sub-contractor is often appealing to time-poor, cash-strapped small business owners. One big reason is that they take care of their own insurance (as opposed to the business owner having to provide coverage for them, as is the case with employees). But what if things aren’t quite that straightforward?
#businessinsurance #regleisinsurance
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Today's consumers are increasingly hungry for food they know is clean and green. So great is the demand, that shoppers are happy to pay a premium for organic fruit, vegetables and livestock. This presents local businesses with a healthy opportunity in both the domestic and export markets. We love helping local farmers with all their insurance needs. #farminsurance #businessinsurance #regleisinsurance #supportlocal
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Your superannuation account exists only because you, your employer or someone else makes regular cash contributions to your super fund. A superannuation fund is an investment vehicle that receives special tax concessions from the federal government. The cash that is held in your superannuation account is then invested in assets to generate returns for your eventual retirement.

Apart from the return on your super investments, and the costs or fees your super fund charges against your super account, a healthy superannuation payout on retirement depends on the amount your employer (or you) contributes to your fund throughout your working life. Your super life starts when you join (or your employer joins on your behalf) a superannuation fund.

When you understand the basics, you can forge a strong financial future for yourself through superannuation. A weekly, monthly or quarterly contribution to a super fund can provide you with multiple investment choices and tax breaks, and insurance protection if you become disabled before you retire. You can considerably boost your final superannuation benefit by making your own contributions to your fund. You may also have the flexibility to structure your contributions in a way to reduce the amount of income tax that you pay.

Superannuation Guarantee (SG) is the official term for compulsory superannuation contributions made by employers on behalf of their employees. A SG contribution represents an employer contribution to a super fund that is equivalent to 9.5% of an employee’s ordinary time earnings. For example, on a $50,000 a year income, that amount works out to be $4,750 a year.

If you’re self-employed, you don’t have an employer making super contributions on your behalf but you do have access to tax deductions when you make your own superannuation contributions.
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