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Jason Bell
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Partner at The Vostner-Bell Real Estate Group, REALTOR® at MaxWell Realty (Canyon Creek Brokerage)
Partner at The Vostner-Bell Real Estate Group, REALTOR® at MaxWell Realty (Canyon Creek Brokerage)

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Tips for Buying a Calgary Home for the First Time Home Buyer

Are you thinking about buying your first Calgary home? If so, you’re not alone. Many people are planning on buying a home right now and you can give yourself the advantage as a home buyer by following some simple tips.


What To Do First Before Buying A Calgary Home

Although you’re excited about buying a home in Calgary, there are a variety of steps that you should follow in order to guarantee that you will be ready to actually start searching for a home.

Step 1 – Know how much of a home you can really afford by writing down a budget and seeing if you will be able to afford a monthly mortgage payment along with your regular bills.

Step 2 – Check your credit score and fix inaccuracies on your credit report if needed.

Step 3 – Pay down debts to 30% of each credit limit.

Step 4 – Know what you’re searching for in a home. This includes location, bedrooms, bathrooms, amenities and square footage.

Step 5 – Get pre-approved for a mortgage loan.


Think About Closing Costs

There’s no denying that buying a Calgary home is exciting, regardless if you’ve bought a home before or not, but one thing you don’t want to forget about is the closing costs that have to be paid because they can amount to thousands of dollars, and you want to make sure that you’re able to pay them before submitting an offer on a home. A few examples of closing costs might be your legal/lawyer fees, a home inspection, GST if buying new and home insurance.


Look For the “Bigger Picture” In a Calgary Home

As you are touring Calgary Homes For Sale, make sure that you keep the “bigger picture” in mind. Don’t get stuck on ignoring homes which might already have everything that you’re searching for because you could find a home with great potential, but you don’t really “see it”. you’re searching for the house that has granite counter tops, hardwood floors and an open concept floor plan.


Make Sure You Choose the Right Realtor®

Since buying a Calgary Home may most likely be one of the most expensive financial transactions of your life it makes sense to hire the most experienced Real Estate agent to help you buy the home of your dreams.

When searching for a Calgary Real Estate agent don’t hesitate to ask them about their experience, references from their previous clients and information about how they will help you find the right home because all of these questions matter when you’re searching for a home.


Think About the Resale Value of Your Home

Last of all another important thing to keep in mind when searching for a home in Calgary is to keep the resale value of the home in mind before you purchase it and one of the best things that you can do to make sure that your home holds its value over the years is to buy a home near a great school.


Learn More

To learn more tips that you can use for searching for a Calgary Home, contact the Vostner Bell Team today by calling us at (403) 278-8899 or connect with us online through our website, www.RealtyCalgary.com
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We are happy to announce a fresh new look for the website that has served our Okotoks friends and clients for almost a decade! The revised www.RealtyOkotoks.com has already received many positive reviews for things like how easy it is to navigate and search for homes, the DIY tools and even the brighter colours. For everyone looking to buy or sell real estate in the beautiful Okotoks, Alberta area, this premium website is for you!
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It only takes a moment to make a difference.
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A number of folks argue that Calgary's home prices are now on par with Toronto and Vancouver. Although Calgary real estate has risen in value rather steadily over the years, we are still a ways off before similar homes in Calgary and Toronto are valued the same.
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Thanks for all the hard work, team!
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With Facebook making so many (negative) changes and others seemingly very happy with Google+, I figured I should make the change. Good day, lucky people! (All 9 or 10 of you, so far.)
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