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Laurence Kotlikoff
Worked at Boston University,Yale University, The President's Council of Economic Advisers, UCLA
Attended University of Pennsylvania, BA
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Laurence Kotlikoff

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One reader writes that he and his wife can start collecting Social Security earlier than age 70, as Social Security expert Larry Kotlikoff discourages, with a very small downside for the long term. But today, Larry urges him to reconsider just how long the couple will live.
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Laurence Kotlikoff

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Social Security expert Larry Kotlikoff recommends you retrieve your annual statement each year to check that Social Security has correctly credited your covered earnings. But don’t trust the statement’s projections of your retirement benefits or the benefits available to family members based on your work record because they're often wrong.
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Laurence Kotlikoff

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Ex-spouses can’t control what Social Security benefits their exes collect on their work records. What they want or don't want you to receive makes no difference. But there are still requirements to collecting off of an ex-spouse. Social Security expert Larry Kotilkoff tells you how it's done.
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Countries like Germany have gotten away with lecturing others about their fiscal prudence. But maybe the Germans should take a look around them, argues economist Larry Kotlikoff, to see which European Union country is doing it better.
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Laurence Kotlikoff

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Just because your parents didn't live beyond a certain age, doesn't mean that you shouldn't plan on doing so, either. The assumption that you'll need more money later for retirement should guide all of your Social Security collection decisions, especially because if you take benefits too young, you may reduce the benefits available to your survivors when you do die.
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Laurence Kotlikoff

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Most retirement advice focuses on how to save enough money for your later years and ho
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Laurence Kotlikoff

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Ever feel like you need a translator to understand what the Social Security Administration is trying to tell you? You're not alone. As part of his new book, co-authored with Making Sen$e's Paul Solman and Phil Moeller, Social Security expert Larry Kotlikoff shows how Social Security has perfected the art of incoherence.
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Laurence Kotlikoff

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A Boston University economics professor found his firm's financial-planning software to be invaluable in negotiating his own divorce. Now he is marketing divorce-settlement analysis to others.
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Social Security expert Larry Kotlikoff highlights a recent change in Social Security's operating manual that, while seemingly obscure, hurts millions of Americans who receive disability benefits. In effect, Kotlikoff argues, Social Security is now treating people with disabilities as second class citizens.
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Laurence Kotlikoff

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If you're one of the millions of Americans who have been married multiple times, you may be eligible to collect benefits from ex-spouses, deceased spouses and current spouses, but never at the same time, explains Social Security expert Larry Kotlikoff.
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Laurence Kotlikoff

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Just because your parents didn't live beyond a certain age, doesn't mean that you shouldn't plan on doing so, either. The assumption that you'll need more money later for retirement should guide all of your Social Security collection decisions, especially because if you take benefits too young, you may reduce the benefits available to your survivors when you do die.
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Have him in circles
279 people
Christopher Gerber's profile photo
Columbus Downtown Development Corporation's profile photo
Diane Clark's profile photo
Crazy Science's profile photo
Dana Barre's profile photo
Mark Biddle's profile photo
Justin Carrasco's profile photo
Tom Davison's profile photo
Muhammad Fauzi's profile photo
Work
Occupation
Professor of Economics
Employment
  • Boston University,Yale University, The President's Council of Economic Advisers, UCLA
Basic Information
Gender
Male
Story
Tagline
Professor of Economics, Boston University and President, Economic Security Planning, Inc.
Introduction
I teach economics at Boston University, do economic research and consulting, write professional articles and books, write columns and trade books for the public, and run my company, Economic Security Planning, Inc., which markets financial planning software at www.esplanner.com, www.esplanner.com/basic, and www.maximizemysocialsecurity.com.
Bragging rights
William Fairfield Warren Professor at Boston University, Fellow of the American Academy of Arts and Sciences. Fellow of the Econometric Society
Education
  • University of Pennsylvania, BA
    Economics, 1969 - 1973
  • Harvard University, PhD
    Economics, 1973 - 1977