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Kevin Miller
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When you think mortgage...think TexasLending.com.
When you think mortgage...think TexasLending.com.

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Last month we talked about the advantages of living in the city. Today, we’re going to be talking about the advantages of living in the suburbs. The suburban life may not be for everyone, but there are a lot of advantages to living in the suburbs. We’ve…
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Many assume that a pre-approval is a guarantee and that they will receive a loan. But, you need to get a final approval during the mortgage underwriting process before you can officially receive your loan and close on a house. So we’re here to share…
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Many properties, usually condominiums and those in gated communities, are part of a homeowner’s association. But what exactly is a homeowner’s association? We’re here to tell you everything you need to know about HOA and how to make the best decision when…
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There are many factors that play into where you decide to live. Depending on your income, age, lifestyle preferences, family, cost, and psychographics, you may choose to live in the city, suburbs, or rural area. The city offers unique benefits that are…
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Many people underestimate the risk of buying a house with foundation problems and the extent of repairs needed. Foundation problems generally reduce the value of a home. It can also be very costly, stressful, inconvenient, and take a lot of time to…
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There is no quick fix to rebuilding credit or increasing your credit score. Time is one of the most important factors when trying to rebuild credit. The farther away you are from financial mistakes, the less of a negative influence it has on your credit…
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Should you rent or buy a house? There are many factors that go into deciding to rent or buy like your current financial situation, location, lifestyle, family, housing market, and personal preferences. Try using our Rent vs Buy calculator to help you make…
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If you are thinking about buying a house in the near future, it’s time to start planning and saving now. According to the Census Bureau, the average sale price of a new home in the U.S. is $358,200.  Purchasing a house includes costs like a down payment,…
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There is no quick fix to rebuilding credit or increasing your credit score. Time is one of the most important factors when trying to rebuild credit. The farther away you are from financial mistakes, the less of a negative influence it has on your credit…
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A common question asked by potential home buyers is: how long does it take to buy a house? Every buyer and situation are different, but on average, buying a house can take anywhere from 10 weeks to 9 months and sometimes even longer. Based on our 10 Steps…
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