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George Ross
Works at Mortmailers Direct Mail
Attended Rutgers University
Lives in Deerfield Beach, FL
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George Ross

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Happy Holidays. May 2013 be a banner year for us all.
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George Ross

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Christmas is perfect time to send out a mailer for FHA Streamline. FHA mailer should be timed to land first week of January with the main selling point being that they can skip their first payment or two. This basically allows the homeowner to pay off their Christmas credit card bill without having to worry about their monthly mortgage payment. We specialize in FHA Streamline postcards and snap pack mailers  ..visit our web site  http://mortmailers.com or give us a call 954-312-8130
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George Ross

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Since our entire client base is Mortgage Companies or Banks, we follow blogs and social media on the  mortgage industry.

I have been reading a lot of posts where homeowners are saying that BofA and Wells Fargo both don't want to do HARP refinance loans.

We have been pulling HARP mailing lists by lender name and response rate is increasing using BofA and Wells Fargo loan holders as the audience for your HARP mailers. We use $200,000+ loan amount, Fannie Owned, 100% to 150% LTV, 660+, No Late pays past 12 months and current on their payments. Combined with those two lenders makes it a fairly potent HARP 2.0 mailing list.
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George Ross

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We are doing lot of Mortgage Mailers for  the HARP 2.0 program. We are targeting good conscientous homeowners who find themselves in a negative equity situation through no fault of their own. There are hundreds of thousands of homeowners current on their payments with a Fannie ownede loan who are getting the run around from their current lender and need help getting into a fixed rate loan in the 3.5% range.

If you are a HARP 2.0 lender and want to discuss some options for HARP 2.0 Advertising visit our web site  http://mortmailers.com/HARP.htm. or give us a call at 954 312-8130
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George Ross

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poor Frog
 
NEVER piss off a frog with a smartphone.
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George Ross

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If you offer FHA Streamline loans, now is the time to send out an FHA or VA postcard or snap pack mailer. The ability to skip a payment or two with a FHA Streamline refinace is a huge selling point this time of year. The FHA loan holder can pay off their Christmas credit card debt instead of their monthly mortgage payment. FHA and VA Streamline advertising in January works. They can lower their rate, lower their payment and pay for Christmas with the money they save on the skipped payment(s).  Check out our website for info http://mortmailers.com
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George Ross

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Advertise the HARP 2.0 program to targeted prospects that fit the HARP 2.0 lending guidelines. http://mortmailers.com/HARP.htm
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George Ross

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Why you should not throw away "bad mortgage leads"  Say you have done some mortgage direct mail advertising or maybe radio or newpapers for a  FHA Streamline, a VA streamline or Harp 2.0. refinance. A prospect calls in and when you run their credit, you see two 30 days lates in the last year. That stops the paperwork in its' tracks, they don't qualify and you just throw away the mortgage lead.in the trash can. Instead, Why not nuture the lead ?  Say they have a late 4 months ago and another 7 months ago. That would give them 5 months until the first late pay falls outside the prior 12 months guideline and makes them eligible for FHA Streamline or HARP or VA Streamline.

Why not send them monthly updates on how to how to raise their FICO 20 or 30 points in that time frame or how to get their DTI in line during those 5 months. Keep in contact and let them know the importance of staying current on their loan the next 5 months.  Give them a sympathetic ear and steer them in the right direction.

Instead of a saleperson, you are now a trusted financial advisor, a friend looking out for their best interest. So when that time comes that only one 30 day late shoes on their credit report and maybe you have gotten their FICO up to 650 or 660 from 610 in that period, it will be YOU who they trust and sign with. It is the same as holding a 78 year old Homeowners hand for months through the Reverse Mortgage process. Sometimes the " low hanging fruit" or people with an absolutely perfect set of approval criteria will waste your time bargain hunting. it is those who you can educate and show patience with who  become  life long clients and the source of referrals for years to come. .If you ever want to discuss mortgage marketing feel free to contact us through our web site. http://mortmailers.com or call us at 954 312-8130 until 6pm EST
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George Ross

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It is a good time to do FHA Streamline advertising. The ability to skip a payment or two is a really strong selling point around Christmas. It allows homeowners to catch up on their credit card bills before their mortgage payment kicks in again If you want to see some options for  FHA Streamline Advertising visit our web site  http://mortmailers.com or give us a call at 954 312-8130 until 6pm EST
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George Ross

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Happy Thanksgiving everyone
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People
Have him in circles
13 people
Education
  • Rutgers University
    Marketing, 84 - 1989
Basic Information
Gender
Male
Work
Employment
  • Mortmailers Direct Mail
    Managing Partner, 2004 - present
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Deerfield Beach, FL
Previously
Point Pleasant Beach, NJ - Oceanside, NY