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CIP Insurance Brokers Ltd
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CIP insurance brokers delighted to be associated with the Grassmen and the upcoming farmers bash in the SSE Arena on the 6th October
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CIP insurance brokers delighted to be associated with the Grassmen and the upcoming farmers bash in the SSE Arena on the 6th October
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CIP is proudly sponsoring Speed Weekend NI 2016. For those of you who were not at it last year check out the video below for a bit of a taster. This year the event takes place on 28th & 29th August at Balmoral Park, Lisburn. You can purchase tickets here: http://www.speedweekendni.com/
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2016-08-04
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CIP Insurance Brokers & McMillan Porsche Ltd Sponsors of MGCC Ulster Centre at NI Autotest Championship taking place @ Eikon Complex / Dubshed 2016 this Weekend
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2016-03-31
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How’s the minibus @NICancerFund? Congratulations again for winning the #BigHeart #charity giveaway!@CIP_ins_brokers 
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Landlords & property owners at CIP Insurance @CIP_ins_brokers#landlords #propertyowners #letproperty
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Great day @NICancerFund handing over the @LV_Broker minibus with @MikeCraneLV @annapeakLV @CIP_ins_brokers#charity#inspiring #cipinsurance 
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2016-01-14
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Great day @NICancerFund handing over the @LV_Broker minibus with @MikeCraneLV @CIP_ins_brokers#charity #inspiring #cipinsurance  
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2016-01-14
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When it comes to organising motor trade insurance, often it feels it's just easiest to go with what your friends use. But that's usually not the best idea. Like any business, insurance companies all have different rates, also they can vary greatly in everything from their coverage to their office hours to the speed of their claims service. So, shopping around is paramount to getting a decent deal, and the correct coverage and service for you.
If you're shopping around, not every agent you speak with will give you in-depth info on their coverage and all of your options. The good news is we will do that, but the not-so-good agents will only cover the basics.
If you're like most people, though, you're not an expert and don't even know what you need to know about insurance (how's that for confusing?). We will help you choose the policy that's right for you.
Cheaper often means less cover, sometimes this is a lot less cover if you are unaware of the cover you are doing without. A Motor trade policy can easily look to be apparently the same cover i.e.: comprehensive & £20,000 cover, however you may not be immediately aware of the restrictions applicable to vehicles or other limitations. Sometimes these are industry standard, yet if you as mentioned before, are not familiar with the policy or cover, you may only become aware of these limitations in the event of a claim or prosecution for invalid or no insurance.
A key thing to remember is “Material Facts” these are anything that is likely to affect the insurance companies decision to insure you or at what cost. While you may think you are safer saying nothing as they will only put the price up, that is the best example of why a claim may be refused. Get it right from the start & there should be no reason that an insurer would find fault or reject a claim. If in doubt ask us, if its relevant we can usually accommodate the issue when declared before hand.
Your insurance premium is based on a number of factors that comprise how much of a "risk" you pose to the company -- that is, how likely it is that you'll be making a claim. The more of a risk you pose, the higher your premium will be. Companies use information such as your age, driving record, criminal record, no claims bonus or confirmed driving experience and where you live to determine your risk. Gotten a couple of speeding tickets? You'll pay more, don't declare them and you most likely to be refused cover in the future & would have to declare cancellation to all future insurers.
It can be a difficult task getting the correct cover, that is what we here for. We take the time to better understand & identify with what you do. Our specialist motor trade team are on hand so give us call and let us make sure you’re covered. ‪#‎VIPatCIP‬ CIP Insurance Brokers
If you have read this far, please share this post! thanks Jimmy
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