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Upgrade My Credit
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Good morning, happy holidays and Merry Christmas everyone! I thought I had lost my Christmas coffee mug, but all is good now. ☕️😉

As my daughter said “We are in major Christmas mode!”
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If you are thinking of buying a house over the next year or two, then go for it.

Rates are historically low, and who knows what will happen.

Look at the chart. Now is the time to buy. In fact, rates are even lower.

Below 4.00%. Crazy!!
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What is the definition of financial dependence? In a nutshell, Jim Rohn nails it!

“Financial independence is the ability to live from the income of your own personal resources." ― Jim Rohn
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Always increase in learning and understanding like your life and future depends on it. For. It. Does. #alwayslearning
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New credit score models bring hope to consumers, but there is one caveat, lenders need to use them!
 
Check out this article for more info. on the positive changes for borrowers and why banks are slow to adopt the new score models.
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What is happiness? Everyone wants it. People see their whole lives and never find it. 
 
Secret:
 
It can't be found....
 
"Happiness is a not a goal... it's a by-product of a life well lived." - Eleanor Roosevelt
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I get asked all the time: Does my credit score consider information NOT on my credit report? Good question! What do you think? 
 
Here is a short article explaining it all.....
 
#creditrepairwithblair #creditquestions #creditreports
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Look for FICO to have some competition in the credit score world. Competition is good! Besides, the FICO scoring model is flawed....sh....don't tell anyone.
Is the FICO Monopoly coming to an end?  
 
Possibly, at least at Fannie Mae & Freddie Mac, government-sponsored enterprises
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I need to play more!
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Be the idea that changes everything #Success #motivation #Ideas #Change
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