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DarrasLaw
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America's Top Disability Firm | We hold Big Insurance accountable
America's Top Disability Firm | We hold Big Insurance accountable

103 followers
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During the last 30 years, our founding partner Frank N. Darras has earned the reputation of America’s top-rated individual and group long-term disability lawyer. Our firm has recovered almost $1 billion in wrongfully delayed and denied insurance benefits - here's how.
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The high risk of disability due to sickness or accident in the chiropractic profession has led to a historically high volume of claims, and chiropractors are a difficult underwriting risk for insurance companies.
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Mr. Van Steen’s ERISA case began when his long-term disability insurance company wrongfully terminated his benefits. The judges eventually reinstated his benefits, but it’s important to understand the history of his case and the state of American individual and group disability insurance law.
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Frank N. Darras, founding partner of DarrasLaw, is honored to be recognized as a Lead Counsel-rated attorney.
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Most insurance policies read like a foreign language. That’s why trying to determine the right kind of disability insurance policy – or knowing if your current policy is really sufficient – can be confusing.
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Since the definition of disability can be broad, your individual or group disability insurance policy likely has its very own specific definition—one that may or may not cover your sickness or injury.
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While a serious disabling illness or injury can leave you with lasting medical consequences, some individual or group beneficiaries wish to return to work in some capacity. Are you allowed to?
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LIMRA research found that nearly six in 10 workers who opt out of disability insurance said it isn’t worth the cost or they don’t need the coverage. However, 75 percent of employees said they would struggle to pay for basic living expenses after several months if they became disabled and were unable to work. (via Financial Advisor Magazine)
https://www.fa-mag.com/news/majority-are-skipping-disability-insurance----and-they-shouldn-t-39160.html
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Whether you’re applying for individual or group disability benefits or your valid disability claim was wrongfully delayed or denied, here’s why you should consult an experienced disability insurance lawyer or ERISA attorney who focuses exclusively on disability insurance cases.
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In the eyes of your disability insurance company, are you partially or totally disabled? The answer is in the policy language.
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