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360 Credit Consulting
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360 Credit Consulting is one of the pioneers in how to fix bad credit
360 Credit Consulting is one of the pioneers in how to fix bad credit

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However, if you request a copy of your own credit report, or creditors are monitoring your account or looking at credit reports to make prescreened credit offers, these inquiries about your credit history are not counted as applications for credit.

How many and what types of credit accounts do you have? Many credit-scoring models consider the number and type of credit accounts you have. A mix of installment loans and credit cards may improve your score. However, too many finance company accounts or credit cards might hurt your score.

The 0 APR offer might carry a ridiculously high interest rate after the introductory period is over.

Again, the rate of interest for these cards after the 0 APR is over usually runs from nineteen to twenty-one percent.

Most of these credit card offers are contingent on your being an exemplary member. This means th or else you automatically lose your nice 0 APR and move up to a rate that usually ranges from nineteen to twenty-one percent interest.

But to get the most benefit out of a reward card you need to ensure that it offers good value for your money. Did you know it could take over five years and an expenditure of over US$ 5000 to get a free ticket within the US. 

A credit card that offers a reward point scheme means that as you use the card you accumulate a certain number of points which can then be converted into a reward of your choice. It can be air miles, gift vouchers, or a purchase of some kind. 

Increasing your score in just a few points will make a big difference in the interest rate you will pay for a purchase. 

Increasing your score in just a few points will make a big difference in the interest rate you will pay for a purchase. 

Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. 

High interest rate - Very often, after the introductory period is over, the interest rate charged for use of your new credit card will be higher than the average rate.
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