Profile

Cover photo
441 followers|67,027 views
AboutPostsPhotosVideos

Stream

Knowyourbank.com
owner

personal finance  - 
 
Prepayment penalties are an important feature in home equity lines and some mortgages. In the below article we discuss aspects of prepayment penalties that home buyers should consider.

http://www.knowyourbank.com/mortgages/what-is-a-prepayment-penalty/
A prepayment penalty is a penalty for paying off your loan early. Mortgages, and specifically home equity lines, can come with a prepayment penalty.
1
Add a comment...

Knowyourbank.com
owner

Discussion  - 
 
 
Learn how and why credit scores are an important step to getting a mortgage.

http://www.knowyourbank.com/mortgages/credit-scores-and-mortgages/
Credit Scores and Mortgages go hand in hand. Understand how credit scores apply to mortgages and their affect on interest rates and how much you can borrow.
View original post
6
Add a comment...
 
bookmark this if you haven't already - the largest collection of personal finance blog feeds I know of... http://personal-finance.alltop.com/
Personal finance news and headlines from around the web.
1
Debt RoundUp's profile photo
 
Thanks for sharing.
Add a comment...

Knowyourbank.com
owner

Discussion  - 
 
Fill in the blanks!

I saved $__ today (or this week) by _____ 
2
Add a comment...

Knowyourbank.com
owner

save money  - 
 
Have you heard about this extremely controversial proposal? I'd be interested to hear your take.

Do you think it doesn't really matter much OR would you rather be able to save more than a couple million?
2
Frugal Rules's profile photoKnowyourbank.com's profile photo
2 comments
 
100% agree! Who knows if I'll be at the point where this will actually affect me or not, but it's still the principle of it
Add a comment...

Knowyourbank.com
owner

Discussion  - 
 
So true, and since tablets are usually cheaper than laptops or desk top pcs, it's even smarter to use a tablet in terms of saving money!

This is really similar to what's going with phones, and how more and more folks just have cell phones (no need for a home phone anymore). 

With this, plus the advent of Google Glass, It seems like fewer and fewer folks will need an actual computer in the next few years...do you agree?
1
GetRichSlowly's profile photoFrugal Rules's profile photoKnowyourbank.com's profile photoRESNET's profile photo
4 comments
RESNET
 
Add to the initial cost savings the simple fact that powering a tablet requires a tiny fraction of the energy required to power a desktop or even a laptop -- especially all that time they spend on standby. 
Add a comment...

Communities

Knowyourbank.com

Shared publicly  - 
 
Here is our most recent article on home loan options. We layout some of the differences between fixed rate and adjustable rate mortgages and what are the general terms you will see...
1
Add a comment...

Knowyourbank.com

Shared publicly  - 
 
Learn how and why credit scores are an important step to getting a mortgage.

http://www.knowyourbank.com/mortgages/credit-scores-and-mortgages/
Credit Scores and Mortgages go hand in hand. Understand how credit scores apply to mortgages and their affect on interest rates and how much you can borrow.
1
1
Add a comment...

Knowyourbank.com
moderator

Discussion  - 
 
Fill in the blanks! I saved $__ today (or this week) by _____  
2
Money Counselor's profile photo
 
I saved $2.25 today by walking the 4 miles to downtown instead of taking the bus!
Add a comment...

Knowyourbank.com

Retirement and Investing  - 
 
Have you heard about this extremely controversial proposal? I'd be interested to hear your take.

Do you think it doesn't really matter much OR would you rather be able to save more than a couple million? via +Bargaineering 
2
1
Shelley Elmblad's profile photoDavid Ning's profile photoVėjas Plevėsavičius's profile photo
7 comments
 
$2000,000 even adjusted for inflation using government numbers might not even buy you one lap-dance when you retire. 
Add a comment...

Knowyourbank.com
moderator

Discussion  - 
 
So true, and since tablets are usually cheaper than laptops or desk top pcs, it's even smarter to use a tablet in terms of saving money!

This is really similar to what's going with phones, and how more and more folks just have cell phones (no need for a home phone anymore). 

With this, plus the advent of Google Glass, It seems like fewer and fewer folks will need an actual computer in the next few years...do you agree?
1
RESNET's profile photo
RESNET
 
Tablets aren't just cheaper at the outset -- they require a lot less energy to run than a desktop or laptop computer. Plus, you're using energy to power these larger devices even when you're not using them, whereas a tablet is often only plugged in once it really needs a recharge.
Add a comment...

Knowyourbank.com

General Discussion  - 
 
This might be more banking related, but I still thought it was worth sharing -- some really exciting stuff, could be the biggest thing since mobile!

"As with mobile phones and the iPad, banks may some day discover those who ignored Google Glass did so at their own peril."
1
1
Add a comment...
Story
Tagline
Better Banking Information™
Introduction
Knowyourbank.com is focused on delivering better banking information to retail bank customers. We do this by providing users with in-depth data on over 12,000 financial institutions and over 130,000 rates and account types. Users can quickly find the right bank, account type, credit card and mortgage in an intuitive and simple process.