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Optimum Insurance Services
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Contact info
Phone
1300 739 861
Email
Fax
1300 732 225
Address
Level 1, Suite 1.01, 27 Belgrave Street, Manly NSW 2095 Australia
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Professional Insurance Brokers & Advisers providing insurance products & services to clients in Australia.
Introduction

Optimum Insurance Services was established in 2004 by Amanda Smith, an award winning insurance specialist with over 14 years' experience. 

At Optimum Insurance Services, we aim to deliver outstanding service and appropriate advice to meet your insurance needs. Our experience, knowledge and access to insurance markets and other resources enable us to provide a diverse range of insurance and risk management services for businesses, associations and individuals. We pride ourselves on our ability to offer quality insurance products and services and we only work with financially stable companies that provide excellent service.

Our job is to help make your insurance purchase as easy as possible. Buying insurance can seem complex, with no two insurance companies providing the same cover or premiums. As specialist insurance advisers, we deal with all the major insurance companies and underwriting agencies that offer insurance within your industry sector. We know who offers the products best suited to your needs and we'll provide you with the most competitive and comprehensive option for all the insurance cover you require.

For more information, visit http://www.​​​​​optimuminsurance.com.au/ 

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Optimum Insurance Services Pty Ltd a corporate authorised representative of Insurance Advisernet Australia Pty Ltd. AFS Licence No. 240549.

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Before Entering into Professional Indemnity Insurance Contracts Consider the Conditions
Contractual Liabilities (indemnities) and Commercial Risks are excluded under insurance, unless such liability would have existed in absence of the contract being in place. In some cases contracts may impose unreasonable conditions and/or liability that would not exist in absence of the contract being in place.
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Selling or Ceasing Business? Consider Professional Indemnity Run-off Cover Insurance
If you are selling your business and/or retiring soon and you have a current Professional Indemnity Insurance Policy you should consider the need for further cover should a claim arise in the future. PI Run off Cover provides indemnity for unknown claims and/or circumstances that may arise from your previous business activities and during the period of Run off Insurance. It only provides cover for prior activities and does not cover any future ac...
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Continuous Cover gives cover for claims that have arisen out of a known circumstance and should have been notified to the insurer in a prior policy period. 
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The Difference Between Occurrence and Claims Made Policies.
There are several different features between a claims made policy and an occurrence form policy. This article explores the differences between the two. Read on to find out more.
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There are many reasons to purchase insurance through a broker rather than from an insurance company directly including experience, knowledge and support. But what is it that an insurance broker actually does? This article explains the role of what an insurance broker does.
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At the scene of the accident, the following information must be recorded in writing:
-Name, address, licence number of other driver (and owner, if not same as driver)
-Make, model, registration number of other vehicle
-Date, time, place of accident
-Details of cause of accident
-Names and addresses of any witnesses
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Making Sure You're Covered - A Checklist for Professional Indemnity Insurance
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Be Aware if your Professional Indemnity Insurance excludes Bodily Injury and/or Property Damage
Making sure that your insurance policy covers you adequately, particularly in the event that a claim is made against your professional services, is extremely important. This involves reading the terms and conditions, so you understand the extent of your policy coverage, and its limitations/exclusions. A major exclusion to look out for in Professional Indemnity Insurance policies is Bodily Injury and/or Property Damage Exclusions.
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A summary of common terms and their definitions relating to Professional Indemnity Insurance.
A summary of common terms and their definitions relating to Professional Indemnity Insurance.
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Professional Indemnity Insurance is essential protection for professional consultants who provide a service for a fee.
What is Professional Indemnity Insurance? Professional Indemnity Insurance is essential protection for professional consultants who provide a service for a fee. It provides protection for claims brought against the insured for financial loss, injury or damage arising from a breach (or an alleged breach) of professional duty in the course of conducting business. It aims to protect the company’s position and assets in the event of a claim so that ...
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If someone is injured at work, or they become sick because of their work, it should be reported to the employer within 24 hours and the worker should seek immediate medical attention.
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The following policies are generally issued on a 'claims made contract': Professional Indemnity Insurance, Directors & Officers Liability /Management Liability Insurance, Employment Practices Liability Insurance and Fidelity Insurance.
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