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Optimum Insurance Services
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1300 739 861
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1300 732 225
Address
Level 1, Suite 1.01, 27 Belgrave Street, Manly NSW 2095 Australia
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Professional Insurance Brokers & Advisers providing insurance products & services to clients in Australia.
Introduction

Optimum Insurance Services was established in 2004 by Amanda Smith, an award winning insurance specialist with over 14 years' experience. 

At Optimum Insurance Services, we aim to deliver outstanding service and appropriate advice to meet your insurance needs. Our experience, knowledge and access to insurance markets and other resources enable us to provide a diverse range of insurance and risk management services for businesses, associations and individuals. We pride ourselves on our ability to offer quality insurance products and services and we only work with financially stable companies that provide excellent service.

Our job is to help make your insurance purchase as easy as possible. Buying insurance can seem complex, with no two insurance companies providing the same cover or premiums. As specialist insurance advisers, we deal with all the major insurance companies and underwriting agencies that offer insurance within your industry sector. We know who offers the products best suited to your needs and we'll provide you with the most competitive and comprehensive option for all the insurance cover you require.

For more information, visit http://www.​​​​​optimuminsurance.com.au/ 

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Optimum Insurance Services Pty Ltd a corporate authorised representative of Insurance Advisernet Australia Pty Ltd. AFS Licence No. 240549.

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Whether they are individual sole traders or incorporated companies, contractors need to have appropriate insurance in place.

http://www.optimuminsurance.com.au/Blog/ArticleID/141/Business-Insurance-Policies-Insurance-Considerations-for-Contractors
Whether they are individual sole traders or incorporated companies, contractors need to have appropriate insurance in place.
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The IT industry is vast and covers a huge array of professions including IT Software Development, Design, Maintenance, Analysis, Testing, Programming and/or Sales as well as many more. Claims can occur in any part of the industry from any of the above professions, for any of the above reasons (as well as many more) and this article will show one scenario of how this can occur.
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Business Insurance Policies - Machinery & Transport Insurance
Machinery insurance policies provide protection for most types of plant equipment in the earthmoving, construction, crane, agriculture and mining industries. Transport Insurance Provides protection for most types of vehicles, trucks and trailers in the transport industry. The type of cover available to insure these items is very similar to comprehensive motor vehicle insurance which cover for material damage and third party liability.
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Business Insurance Policies - Professional Indemnity Insurance Cover
Professional Indemnity Insurance is essential protection for professionals who provide a service, including design and advice. It provides indemnity for claims brought against you for financial loss, injury or damage arising from a breach (or an alleged breach) of your professional duty in the course of conducting your business. Professional Indemnity Insurance aims to protect your assets in the event of a claim to ensure you can still carry on y...
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Business Insurance Policies - Business Interruption Insurance Cover
Business Interruption Insurance is like personal accident cover for your business. After a major loss, not only does it cover your net profit and business drawings, it will help you meet ongoing business expenses, such as ensuring everyone’s salaries are paid and business loan repayments are met. It also covers additional expenses incurred to maintain turnover.
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Have them in circles
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Cheap Full Coverage Auto Insurance's profile photo
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Caitlin Bronson's profile photo
LifeQuote's profile photo
Chiptroniks Institute's profile photo
WSI Internet Marketing Northampton UK's profile photo
Transactor's profile photo
imar Insurance's profile photo
Asish Neogi's profile photo
 
Workers Compensation Insurance is compulsory for employers in all states and territories within Australia that provides compensation for an employee(s) in the event of an injury in the course of their employment. 
Workers Compensation Insurance is compulsory for employers in all states and territories within Australia that provides compensation for an employee(s) in the event of an injury in the course of their employment.
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Business Insurance Policies - Cyber Risk Insurance
Cyber Risk Insurance is something that both big and small companies must consider. It's designed to protect first party and third party cyber exposures that arise when a company's data and/or customer information is breached or stolen. Companies with access to private, confidential information about their customers and suppliers have a responsibility to keep it secure.
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Business Insurance Policies - Corporate Travel Insurance
If you undertake at least 2 business trips a year and personal leisure travel more than 200km from your home or work, it would be cost effective for you to consider Annual Corporate Travel Insurance. Travelling abroad for work and/or pleasure can be an exciting experience. But what would happen if you or one of your colleagues / family members became ill or injured while away from home? International travel can quickly turn frightening if you're ...
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Life Insurance for your Business
All businesses depend on key people – be it the owners, executives and employees with specialist skills, provide the capital, generate the revenue, manage the day-to-days, plan for the future and create the profits. Small to medium sized businesses are particularly exposed to unplanned events such as the sudden death, illness or disablement of these key people, which can severely impact the business financially.
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Business Insurance Policies - Public and Products Liability Insurance Cover
Public Liability Insurance protects you from costly litigation following an allegation of negligence involving your company’s product, staff or business activities which contributed to an injury or caused damage to property of a third party. Products Liability Insurance generally goes hand in hand with Public Liability, and represents an important feature. It provides protection for liability associated to the sale of products.
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Business Insurance - Fire and Perils Insurance
Cover for damage to your physical property including; building, contents and stock caused by one or more defined events or perils. You will generally find two types of cover available including accidental damage and defined events. Accidental Damage (or AD) is a much broader policy and will cover any event resulting in physical damage to your property, unless it is specifically excluded. Whereas a Defined Events policy will cover exactly that; D...
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